Sale

Three-room apartment 129 sq m in Banishora with terrace

SofiyaBanishora

Published: 6 September 2026 Updated: 6 September 2026

Sale186,000 €1,441 €/m²

Expected rent768 € /mo

~118,000 € BELOW MARKET

good value

against the median for 3-room apartments in Banishora (206 properties)

Area

129 m²

Floor

4 / 6

Construction

Brick

Year

2026

Heating

District Heating

Yield analysis

Fair investment rating

5% / yr

Monthly payment825 €20% down payment · 20 yrs · 3%

Expected rent768 €at market conditions for the neighbourhood

The rent covers 93% of the payment — you top up about 57 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 20 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 118,000 € below the typical price (the median) for 3-room apartments in Banishora (206 properties) — 1,441 €/m² against 2,357 €/m².

Three-room apartment in the Banishora district, Sofia, with a total area of 129 sq m. It includes a living room, kitchen, two bedrooms, bathroom with toilet, and terrace. The layout is functional and provides convenience for family use. The building is a new-build from 2026, constructed with brick materials and offers controlled access and maintained common areas. Heating is district heating, which is standard for the area. The location is convenient, with good urban infrastructure and transport and service options nearby. The property is suitable both for living and for long-term investment due to its actual floor area and functionality.

With 20% down over 20 years the monthly mortgage payment is about 825 €, against an expected local rent of 768 €. The rent covers 93% of it.

Source: Market statistics for 3-room apartments in Banishora

Pros and cons

AI summary

Pros

functional layout
new brick building
terrace
controlled access

Cons

We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

Why is this priced below comparable properties? Is there anything that could affect the sale?
Because: The price per m² is about 39% below the average for comparable properties.
Has Act 16 been issued, and what guarantees cover the common parts?
Because: The building dates from 2026.
Is there a lift in the building, and what condition is it in?
Because: The property is on floor 4 and the listing does not mention a lift.