−9% below market
median 2,500 €/m² for comparable properties
125,000 € 2,272 €/m²
Rent covers ~ 110% of the payment
~ 612 €/mo rent · pays for itself in ~ 17 yrs
Sale199,900 €1,868 €/m²
Expected rent751 € /mo
~51,500 € BELOW MARKET
good value
against the median for 3-room apartments in Banishora (195 properties)
Area
107 m²
Floor
2 / 17
Construction
Brick
Year
2026
Heating
District Heating
Yield analysis
Fair investment rating
Monthly payment887 €20% down payment · 20 yrs · 3%
Expected rent751 €at market conditions for the neighbourhood
The rent covers 85% of the payment — you top up about 136 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 22 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced about 51,500 € below the typical price (the median) for 3-room apartments in Banishora (195 properties) — 1,868 €/m² against 2,348 €/m².
3-room apartment in Sofia, district Banishora, part of a new-build gated complex. The property has a floor area of 107 sq m and is located on the 2nd floor of 17.
With 20% down over 20 years the monthly mortgage payment is about 887 €, against an expected local rent of 751 €. The rent covers 85% of it.
This property is advertised in 2 offers, all from the same agency. All offers are at the same price. It has been listed for 155 days.
Source: Market statistics for 3-room apartments in Banishora
Pros and cons
AI summaryPros
- functional layout
- southern aspect
- gated complex
- direct access to metro
Cons
We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
Why is this priced below comparable properties? Is there anything that could affect the sale?
Because: The price per m² is about 20% below the average for comparable properties.
Who am I negotiating with, and who is authorised to agree a price?
Because: The property appears in 2 listings at the same price.
Has Act 16 been issued, and what guarantees cover the common parts?
Because: The building dates from 2026.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Layout
- bedroom
- bedroom
Exposure
AI summarySSouth
Maximum sunlight throughout the day
NNorth
Even light, cooler during summer
Details
- Category
- Residential
- Rooms
- 3
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
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