At market level
median 1,000 €/m² for comparable properties
45,500 € 928 €/m²
Rent covers ~ 476% of the payment
~ 960 €/mo rent · pays for itself in ~ 4 yrs
Sale−54% below market
House with 2 bedrooms and panoramic terrace in m-t Kozludzha, Veliko Tarnovo
Veliko TyrnovoKozludjaSale45,000 €511 €/m²
Expected rent960 € /mo
Area
88 m²
Land Area
600 m²
Construction
Brick
Year
1994
Yield analysis
Strong investment rating
Monthly payment200 €20% down payment · 20 yrs · 3%
Expected rent960 €at market conditions for the neighbourhood
The rent covers 481% of the payment — the tenant pays off the loan over 20 years. From rent alone, with no loan, it pays for itself in 4 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This house is priced 54% below the typical price (the median) for comparable properties — 459 €/m² against 1,000 €/m². A price this far below the market usually has a reason the listing does not mention — encumbrances or an error in the ad.
House with yard in the Kozludzha area, Veliko Tarnovo, located in the western part of the city.
The layout includes a living room, two small bedrooms and a panoramic terrace with a new roof, accessible via an internal wooden staircase. Additionally, there are two attached two-storey buildings with a bathroom and storage rooms.
The buildings are brick from 1994, with external thermal insulation and partially replaced PVC windows. The property has three-phase electricity, a hydrophore system and video surveillance.
The yard is terraced, sloped and has a full-flowing well, planted fruit trees and greenery. Access is via an asphalt road and a short section of gravel road.
The property is suitable for living close to nature with possibilities for additional functional spaces in the extra buildings.
With 20% down over 20 years the monthly mortgage payment is about 200 €, against an expected local rent of 960 €. The rent covers the whole payment (481%).
Pros and cons
AI summaryPros
- panoramic terrace
- thermal insulation
- three-phase electricity
- terraced yard
Cons
- gravel road
- small bedrooms
Layout
- vestibule
- living room
- bedroom
- bedroom
Amenities
- Video Surveillance
- Access Control
- Renovated
- Tax Credit Option
Exposure
AI summarySSouth
Maximum sunlight throughout the day
WWest
Afternoon and evening sun
Details
- Category
- Residential
- Bathrooms
- 1
- Furnishing
- Yes
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
Similar properties nearby
−46% below market
median 1,000 €/m² for comparable properties
27,000 € 540 €/m²
Rent covers ~ 801% of the payment
~ 960 €/mo rent · pays for itself in ~ 2 yrs
−26% below market
median 1,000 €/m² for comparable properties
41,000 € 745 €/m²
Rent covers ~ 528% of the payment
~ 960 €/mo rent · pays for itself in ~ 4 yrs
−9% below market
median 1,000 €/m² for comparable properties
45,500 € 910 €/m²
Rent covers ~ 476% of the payment
~ 960 €/mo rent · pays for itself in ~ 4 yrs
+20% above market
median 1,000 €/m² for comparable properties
30,000 € 1,200 €/m²
Rent covers ~ 721% of the payment
~ 960 €/mo rent · pays for itself in ~ 3 yrs
+14% above market
median 1,000 €/m² for comparable properties
45,500 € 1,137 €/m²
Rent covers ~ 476% of the payment
~ 960 €/mo rent · pays for itself in ~ 4 yrs
+14% above market
median 1,000 €/m² for comparable properties
80,000 € 1,142 €/m²
Rent covers ~ 270% of the payment
~ 960 €/mo rent · pays for itself in ~ 7 yrs
At market level
median 1,000 €/m² for comparable properties
52,000 € 1,000 €/m²
Rent covers ~ 416% of the payment
~ 960 €/mo rent · pays for itself in ~ 5 yrs