Sale

Two-storey villa with terrace in m-t Kozludza, Veliko Tarnovo

Veliko TyrnovoKozludja
Published: 7 April 2026 Updated: 9 September 2026
Sale45,500 €910 €/m²
Expected rent960 € /mo

~4,500 € BELOW MARKET

good value

against the median for houses in Kozludja (11 properties)

Area
50 m²
Land Area
1,000 m²
Construction
Brick
Year
1980

Yield analysis

Strong investment rating

25.3% / yr
Monthly payment202 €20% down payment · 20 yrs · 3%
Expected rent960 €at market conditions for the neighbourhood

The rent covers 476% of the payment — the tenant pays off the loan over 20 years. From rent alone, with no loan, it pays for itself in 4 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This house is priced about 4,500 € below the typical price (the median) for houses in Kozludja (11 properties) — 910 €/m² against 1,000 €/m².

Villa in the area of Kozludza, Veliko Tarnovo, with a two-storey structure.

The layout includes a living room and a room on the first floor, as well as two smaller rooms on the second floor. There is a large terrace with a view in front of the property.

The construction is solid brick and slab, built in 1980, with no information available about utilities.

The yard is about 1000 sq m, includes a well, fruit trees, and an unfinished building. The area is quiet and close to nature.

The property is suitable for people looking for a house outside the city with potential for further construction and creation of additional spaces.

With 20% down over 20 years the monthly mortgage payment is about 202 €, against an expected local rent of 960 €. The rent covers the whole payment (476%).

Source: Market statistics for houses in Kozludja

Pros and cons

AI summary
Pros
  • solid construction
  • large terrace
  • yard 1000 sq m
  • well
Cons
  • unfinished building
  • lack of utilities

Layout

  • living room
  • room
  • room
  • room

Details

Category
Residential

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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