At market level
median 1,000 €/m² for comparable properties
45,500 € 928 €/m²
Rent covers ~ 476% of the payment
~ 960 €/mo rent · pays for itself in ~ 4 yrs
Sale27,000 €540 €/m²
Expected rent960 € /mo
~23,000 € BELOW MARKET
far below market
against the median for houses in Kozludja (11 properties)
A price this far below the market usually has a reason the listing does not mention — encumbrances or an error in the ad.
Area
50 m²
Land Area
1,400 m²
Construction
Brick
Yield analysis
Strong investment rating
Monthly payment120 €20% down payment · 20 yrs · 3%
Expected rent960 €at market conditions for the neighbourhood
The rent covers 801% of the payment — the tenant pays off the loan over 20 years. From rent alone, with no loan, it pays for itself in 2 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This house is priced about 23,000 € below the typical price (the median) for houses in Kozludja (11 properties) — 540 €/m² against 1,000 €/m². A price this far below the market usually has a reason the listing does not mention — encumbrances or an error in the ad.
The property is a small villa with a yard, located in the Kozludza area, near the village of Shemshevo, Veliko Tarnovo.
The layout includes a kitchen and a bedroom, the villa is small and requires renovation; there is also an outdoor toilet.
The construction is brick, but there is no information about the year of construction; the property is connected to basic utilities not specified.
The location is picturesque, with a yard of about 1400 sq m, bordering a small stream, which adds a natural element to the property.
This property is suitable for people looking for an opportunity to build a larger villa close to nature with development potential.
With 20% down over 20 years the monthly mortgage payment is about 120 €, against an expected local rent of 960 €. The rent covers the whole payment (801%).
Pros and cons
AI summaryPros
- large yard
- picturesque location
- brick construction
Cons
- needs renovation
- lack of detailed utilities
Layout
- kitchen
- bedroom
Details
- Category
- Residential
- Bathrooms
- 1
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
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