+99% above market
median 1,815 €/m² for comparable properties
880,000 € 3,606 €/m²
Rent covers ~ 48% of the payment
~ 1,871 €/mo rent · you top up ~ 2,033 €/mo
Sale400,000 €1,851 €/m²
Expected rent1,871 € /mo
AT MARKET LEVEL
fairly priced
against the median for houses in Bankya (192 properties)
Area
216 m²
Land Area
400 m²
Construction
Brick
Heating
Local Heating
Yield analysis
Fair investment rating
Monthly payment1,775 €20% down payment · 20 yrs · 3%
Expected rent1,871 €at market conditions for the neighbourhood
The rent covers 105% of the payment — the tenant pays off the loan over 20 years. From rent alone, with no loan, it pays for itself in 18 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This house is priced at the typical price (the median) for houses in Bankya (192 properties) — 1,851 €/m² against 1,815 €/m².
House in Bankya, Mihaylovo district, 8 km from Sofia, with a yard of 400 sq m.
The layout includes three floors of 72 sq m each, with a kitchen, fitness corner, living room, dining room and a total of four bedrooms, as well as several terraces with different aspects.
The construction is brick, with a major renovation 7 years ago, including insulation, new window frames and a roof with a solar panel for hot water.
The location offers quietness, clean air and convenient access to the mineral springs and nature around Bankya.
The property is suitable for family living with an emphasis on tranquility and functionality close to nature.
With 20% down over 20 years the monthly mortgage payment is about 1,775 €, against an expected local rent of 1,871 €. The rent covers the whole payment (105%).
Pros and cons
AI summaryPros
- panoramic view
- renovation with insulation
- solar panel
- garage
Cons
We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.
Layout
- kitchen
- fitness corner
- bathroom
- toilet
- terrace
- living room
- dining room
- kitchenette
- bedroom
- terrace
- bedroom
- bathroom
- toilet
- living room
- terrace
Exposure
AI summaryEEast
Morning sun, cooler afternoons
Details
- Category
- Residential
- Bathrooms
- 3
- Furnishing
- Yes
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
Similar properties nearby
At market level
median 1,815 €/m² for comparable properties
895,000 € 1,815 €/m²
Rent covers ~ 47% of the payment
~ 1,871 €/mo rent · you top up ~ 2,100 €/mo
+10% above market
median 1,815 €/m² for comparable properties
900,000 € 2,000 €/m²
Rent covers ~ 47% of the payment
~ 1,871 €/mo rent · you top up ~ 2,122 €/mo
−11% below market
median 1,815 €/m² for comparable properties
560,000 € 1,609 €/m²
Rent covers ~ 75% of the payment
~ 1,871 €/mo rent · you top up ~ 614 €/mo
At market level
median 1,815 €/m² for comparable properties
580,000 € 1,705 €/m²
Rent covers ~ 73% of the payment
~ 1,871 €/mo rent · you top up ~ 702 €/mo
+15% above market
median 1,815 €/m² for comparable properties
520,000 € 2,080 €/m²
Rent covers ~ 81% of the payment
~ 1,871 €/mo rent · you top up ~ 436 €/mo
At market level
median 1,815 €/m² for comparable properties
368,640 € 1,920 €/m²
Rent covers ~ 114% of the payment
~ 1,871 €/mo rent · pays for itself in ~ 16 yrs
−30% below market
median 1,815 €/m² for comparable properties
489,990 € 1,272 €/m²
Rent covers ~ 86% of the payment
~ 1,871 €/mo rent · you top up ~ 303 €/mo