At market level
median 1,815 €/m² for comparable properties
895,000 € 1,815 €/m²
Rent covers ~ 47% of the payment
~ 1,871 €/mo rent · you top up ~ 2,100 €/mo
Sale520,000 €2,080 €/m²
Expected rent1,871 € /mo
~66,500 € ABOVE MARKET
above market
against the median for houses in Bankya (192 properties)
Area
250 m²
Land Area
421 m²
Construction
Brick
Year
2004
Heating
Local Heating
Yield analysis
Fair investment rating
Monthly payment2,307 €20% down payment · 20 yrs · 3%
Expected rent1,871 €at market conditions for the neighbourhood
The rent covers 81% of the payment — you top up about 436 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 23 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This house is priced about 66,500 € above the typical price (the median) for houses in Bankya (192 properties) — 2,080 €/m² against 1,815 €/m².
House with a total floor area of 250 sq m, located in Bankya, near the central mineral bath and the mineral water fountains.
The layout includes a ground floor with a shop and space for two garages, a second floor with a living room, kitchen, bedroom and large terrace, a third floor with a lounge and kitchenette on two levels, as well as a fourth floor with three bedrooms and a terrace.
The building is brick-built from 2004, with external thermal insulation and PVC facade system, heated by a fireplace with water jacket and electric boiler.
The location is central in Bankya, close to mineral springs and everyday amenities.
The property is suitable for family residence or combined residential-commercial use due to its functional layout and location.
With 20% down over 20 years the monthly mortgage payment is about 2,307 €, against an expected local rent of 1,871 €. The rent covers 81% of it.
Pros and cons
AI summaryPros
- functional layout
- central location
- yard 421 sq m
- quality materials
Cons
We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.
Layout
- shop
- living room
- kitchen
- bedroom
- vestibule
- bathroom
- lounge
- kitchenette
- mezzanine
- corridor
- bedroom
- bedroom
- bedroom
- terrace
- bathroom
Details
- Category
- Residential
- Bathrooms
- 3
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
Similar properties nearby
+10% above market
median 1,815 €/m² for comparable properties
900,000 € 2,000 €/m²
Rent covers ~ 47% of the payment
~ 1,871 €/mo rent · you top up ~ 2,122 €/mo
At market level
median 1,815 €/m² for comparable properties
580,000 € 1,705 €/m²
Rent covers ~ 73% of the payment
~ 1,871 €/mo rent · you top up ~ 702 €/mo
At market level
median 1,815 €/m² for comparable properties
368,640 € 1,920 €/m²
Rent covers ~ 114% of the payment
~ 1,871 €/mo rent · pays for itself in ~ 16 yrs
−30% below market
median 1,815 €/m² for comparable properties
489,990 € 1,272 €/m²
Rent covers ~ 86% of the payment
~ 1,871 €/mo rent · you top up ~ 303 €/mo
No market valuation
On request
No yield data
Appears once there's enough market data
−36% below market
median 1,815 €/m² for comparable properties
105,000 € 1,166 €/m²
Rent covers ~ 402% of the payment
~ 1,871 €/mo rent · pays for itself in ~ 5 yrs
At market level
median 1,815 €/m² for comparable properties
895,000 € 1,815 €/m²
Rent covers ~ 47% of the payment
~ 1,871 €/mo rent · you top up ~ 2,100 €/mo