Sale−18% below market

4-room apartment with panoramic terrace in Opera, Varna

VarnaOperata
Published: 3 September 2026 Updated: 9 September 2026
Sale310,000 €2,000 €/m²
Expected rent706 € /mo
Area
155 m²
Floor
7 / 7
Construction
Brick
Year
2026

Yield analysis

Low investment rating

2.7% / yr
Monthly payment1,375 €20% down payment · 20 yrs · 3%
Expected rent706 €at market conditions for the neighbourhood

The rent covers 51% of the payment — you top up about 669 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 37 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced 18% below the typical price (the median) for comparable properties — 2,000 €/m² against 2,432 €/m².

4-room apartment in Varna city, Opera district, Debar St, located on the top 7th floor of a new building.
The layout includes a living room with kitchen, three bedrooms, a bathroom with toilet, and a laundry room that can be used as a second bathroom.
The building is new-build brick construction, scheduled for completion in 2026, equipped with an elevator and modern installations.
The location is close to central city areas such as the square and the Opera, in a zone with new buildings and development potential.
The property is suitable as a family home or investment with conveniences and good functionality.

With 20% down over 20 years the monthly mortgage payment is about 1,375 €, against an expected local rent of 706 €. The rent covers 51% of it.

Source: Market statistics for 4-room apartments in Operata

Pros and cons

AI summary
Pros
  • functional layout
  • panoramic terrace
  • new-build
  • elevator
Cons
  • top floor

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Why is this priced below comparable properties? Is there anything that could affect the sale?

    Because: The price per m² is about 18% below the average for comparable properties.

  2. Has Act 16 been issued, and what guarantees cover the common parts?

    Because: The building dates from 2026.

  3. What condition is the roof in, and does it overheat in summer?

    Because: The property is on the top floor.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Amenities

  • Elevator

Details

Category
Residential
Rooms
4
Bathrooms
1

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

Similar properties nearby

+11% above market

median 2,620 €/m² for comparable properties

399,900 € 2,918 €/m²
  • 137m²
  • 5/5fl.

Rent covers ~ 40% of the payment

~ 706 €/mo rent · you top up ~ 1,068 €/mo