−19% below market
median 1,532 €/m² for comparable properties
79,000 € 1,234 €/m²
Rent covers ~ 115% of the payment
~ 402 €/mo rent · pays for itself in ~ 16 yrs
Sale124,600 €1,384 €/m²
Expected rent402 € /mo
Area
90 m²
Floor
3 / 4
Construction
Brick
Yield analysis
Low investment rating
Monthly payment553 €20% down payment · 20 yrs · 3%
Expected rent402 €at market conditions for the neighbourhood
The rent covers 73% of the payment — you top up about 151 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 26 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Price history
1 change since listing▼ 18.8% · 28,787 €
- 153,387 €
- 124,600 €▼ 28,787 € (18.8%)
Property analysis
This apartment is priced 17% above the typical price (the median) for comparable properties — 1,780 €/m² against 1,517 €/m².
Apartment with three rooms in the city of Shumen, Trakiya district, with an area of 90 sq m. It features an entrance hall, living area with kitchen section, two bedrooms, bathroom with toilet, and terrace. The property is on the third floor of a four-storey brick building with an elevator and access control. The construction is brick, and heating is provided by underfloor gas heating and an air conditioner, ensuring comfort throughout the year. The location is in a well-established residential area with convenient access to city infrastructure and parking availability. The property is suitable for family use, offering a balanced combination of functionality and comfort.
With 20% down over 20 years the monthly mortgage payment is about 553 €, against an expected local rent of 402 €. The rent covers 73% of it.
The asking price has fallen by 28,787 € (18.8%) since it was first listed.
Pros and cons
AI summaryPros
- functional layout
- east aspect
- elevator
- parking space
Cons
We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
What feedback have previous viewers given?
Because: We have been tracking this listing for about 255 days.
Is there still room to negotiate?
Because: The price has been cut once, by about 19%.
Is there enough daylight during the day?
Because: The advertised exposure has no southern side.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Layout
- hall
- living area
- bedroom
- bedroom
- bathroom
Amenities
- Elevator
- With Parking
- Access Control
- Renovated
Exposure
AI summaryEEast
Morning sun, cooler afternoons
Details
- Category
- Residential
- Rooms
- 3
- Bathrooms
- 1
- Furnishing
- Yes
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
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At market level
median 1,532 €/m² for comparable properties
88,000 € 1,517 €/m²
Rent covers ~ 103% of the payment
~ 402 €/mo rent · pays for itself in ~ 18 yrs