−19% below market
median 1,532 €/m² for comparable properties
79,000 € 1,234 €/m²
Rent covers ~ 115% of the payment
~ 402 €/mo rent · pays for itself in ~ 16 yrs
Sale130,000 €1,710 €/m²
Expected rent402 € /mo
~14,500 € ABOVE MARKET
above market
against the median for 3-room apartments in Trakiya (101 properties)
Area
76 m²
Floor
8 / 8
Construction
Panel
Yield analysis
Low investment rating
Monthly payment577 €20% down payment · 20 yrs · 3%
Expected rent402 €at market conditions for the neighbourhood
The rent covers 70% of the payment — you top up about 175 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 27 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced about 14,500 € above the typical price (the median) for 3-room apartments in Trakiya (101 properties) — 1,710 €/m² against 1,517 €/m².
Three-room apartment in the city of Shumen, Trakia district, located on the top eighth floor.
The layout includes a spacious living room, two separate bedrooms, kitchen, bathroom, separate toilet and two terraces, providing convenience and functionality.
The building is prefab panel construction with a new roof, ensuring additional protection and maintenance. The apartment is offered furnished and ready to move in.
The location is close to a school and kindergarten, suitable for families with children. The area offers basic amenities and access to urban infrastructure.
The property is suitable for family use or investment considering the layout and location.
With 20% down over 20 years the monthly mortgage payment is about 577 €, against an expected local rent of 402 €. The rent covers 70% of it.
Pros and cons
AI summaryPros
- functional layout
- two terraces
- new roof
- close to school
Cons
- top floor
- prefab panel construction
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
Has the block been insulated under the renovation programme, and is there paperwork for it?
Because: Prefabricated panel construction.
What condition is the roof in, and does it overheat in summer?
Because: The property is on the top floor.
Is there a lift in the building, and what condition is it in?
Because: The property is on floor 8 and the listing does not mention a lift.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Layout
- living room
- bedroom
- bedroom
- kitchen
Details
- Category
- Residential
- Rooms
- 3
- Bathrooms
- 2
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
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