−19% below market
median 1,532 €/m² for comparable properties
79,000 € 1,234 €/m²
Rent covers ~ 114% of the payment
~ 401 €/mo rent · pays for itself in ~ 16 yrs
Sale213,000 €2,730 €/m²
Expected rent401 € /mo
~94,500 € ABOVE MARKET
overpriced
against the median for 3-room apartments in Trakiya (101 properties)
Area
78 m²
Floor
7 / 7
Construction
Panel
Year
1980
Yield analysis
Low investment rating
Monthly payment945 €20% down payment · 20 yrs · 3%
Expected rent401 €at market conditions for the neighbourhood
The rent covers 42% of the payment — you top up about 544 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 44 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced about 94,500 € above the typical price (the median) for 3-room apartments in Trakiya (101 properties) — 2,730 €/m² against 1,517 €/m².
Apartment with three rooms in the city of Shumen, Trakiya district. It is located on the top seventh floor of a prefab panel building from 1980.
The layout includes two bedrooms, a living room, kitchen, separate sanitary facilities, and two terraces with panoramic views. The aspect is south/east, providing good natural light.
The building is prefab panel construction with an elevator and a parking space for residents' convenience.
The district is well connected and offers access to urban infrastructure and services.
The property is suitable for family living with balanced features in terms of functionality and location.
With 20% down over 20 years the monthly mortgage payment is about 945 €, against an expected local rent of 401 €. The rent covers 42% of it.
Pros and cons
AI summaryPros
- two terraces
- panoramic view
- south/east aspect
- elevator
Cons
- top floor
- prefab panel construction
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
Has the block been insulated under the renovation programme, and is there paperwork for it?
Because: Prefabricated panel construction.
Have the risers been replaced, and when was the roof last repaired?
Because: The building dates from 1980 — about 46 years old.
What condition is the roof in, and does it overheat in summer?
Because: The property is on the top floor.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Layout
- bedroom
- bedroom
- living room
- kitchen
Amenities
- Elevator
- With Parking
Exposure
AI summarySSouth
Maximum sunlight throughout the day
EEast
Morning sun, cooler afternoons
Details
- Category
- Residential
- Rooms
- 3
- Bathrooms
- 2
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
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