−19% below market
median 1,532 €/m² for comparable properties
79,000 € 1,234 €/m²
Rent covers ~ 115% of the payment
~ 402 €/mo rent · pays for itself in ~ 16 yrs
Sale88,000 €1,517 €/m²
Expected rent402 € /mo
AT MARKET LEVEL
fairly priced
against the median for 2-room apartments in Trakiya (89 properties)
Area
58 m²
Floor
6 / 7
Construction
Panel
Year
1990
Yield analysis
Fair investment rating
Monthly payment390 €20% down payment · 20 yrs · 3%
Expected rent402 €at market conditions for the neighbourhood
The rent covers 103% of the payment — the tenant pays off the loan over 20 years. From rent alone, with no loan, it pays for itself in 18 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced at the typical price (the median) for 2-room apartments in Trakiya (89 properties) — 1,517 €/m² against 1,532 €/m².
Two-room apartment in the city of Shumen, Trakiya district, located on the sixth floor of a seven-storey prefab panel building. The total floor area is 58 sq m.
The layout includes a L-shaped corridor, living room, bedroom, kitchen, bathroom with toilet and two terraces, providing convenience in the use of the rooms.
The building dates from 1990, prefab panel construction, with the apartment featuring natural parquet in good condition and partial furnishing. The aspect is south-east-north.
The district offers an urban environment with access to basic amenities and transport connections.
The property is suitable for use as a residence with balanced layout and functionality.
With 20% down over 20 years the monthly mortgage payment is about 390 €, against an expected local rent of 402 €. The rent covers the whole payment (103%).
Pros and cons
AI summaryPros
- two terraces
- natural parquet
- south-east-north aspect
Cons
- prefab panel construction
- sixth floor
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
What feedback have previous viewers given?
Because: We have been tracking this listing for about 262 days.
Has the block been insulated under the renovation programme, and is there paperwork for it?
Because: Prefabricated panel construction.
Is there a lift in the building, and what condition is it in?
Because: The property is on floor 6 and the listing does not mention a lift.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Layout
- bedroom
- living room
- kitchen
Exposure
AI summarySSouth
Maximum sunlight throughout the day
NNorth
Even light, cooler during summer
EEast
Morning sun, cooler afternoons
Details
- Category
- Residential
- Rooms
- 2
- Bathrooms
- 1
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
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