+13% above market
median 1,517 €/m² for comparable properties
130,000 € 1,710 €/m²
Rent covers ~ 70% of the payment
~ 402 €/mo rent · you top up ~ 175 €/mo
Sale79,000 €1,234 €/m²
Expected rent402 € /mo
~19,000 € BELOW MARKET
good value
against the median for 2-room apartments in Trakiya (89 properties)
Area
64 m²
Floor
3 / 5
Construction
Brick
Year
2025
Heating
Gas
Yield analysis
Good investment rating
Monthly payment351 €20% down payment · 20 yrs · 3%
Expected rent402 €at market conditions for the neighbourhood
The rent covers 115% of the payment — the tenant pays off the loan over 20 years. From rent alone, with no loan, it pays for itself in 16 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced about 19,000 € below the typical price (the median) for 2-room apartments in Trakiya (89 properties) — 1,234 €/m² against 1,532 €/m².
Apartment with two rooms in the city of Shumen, district Trakia.
The layout follows BDS standards with spacious and bright rooms, suitable for comfortable use.
The building is a new-build from 2025, constructed with brick materials and features an elevator.
The location is in an established residential area with good infrastructure and access to city amenities.
The property is suitable for people seeking a modern apartment with a functional layout and conveniences in an urban environment.
With 20% down over 20 years the monthly mortgage payment is about 351 €, against an expected local rent of 402 €. The rent covers the whole payment (115%).
This property is advertised in 2 offers, all from the same agency. All offers are at the same price. It has been listed for 61 days.
Pros and cons
AI summaryPros
- new-build
- elevator
- functional layout
- brick construction
Cons
We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
Why is this priced below comparable properties? Is there anything that could affect the sale?
Because: The price per m² is about 19% below the average for comparable properties.
Who am I negotiating with, and who is authorised to agree a price?
Because: The property appears in 2 listings at the same price.
Has Act 16 been issued, and what guarantees cover the common parts?
Because: The building dates from 2025.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Layout
- living room
- bedroom
Amenities
- Elevator
Details
- Category
- Residential
- Rooms
- 1
Location
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