Sale

Two-room apartment in Dobruzhanski district, Shumen with terrace

ShumenDobrudjanski

Published: 10 September 2026 Updated: 10 September 2026

Sale130,000 €1,805 €/m²

Expected rent344 € /mo

~18,000 € ABOVE MARKET

above market

against the median for 2-room apartments in Dobrudjanski (116 properties)

Area

72 m²

Floor

6 / 7

Construction

Panel

Year

1980

Yield analysis

Low investment rating

3.2% / yr

Monthly payment577 €20% down payment · 20 yrs · 3%

Expected rent344 €at market conditions for the neighbourhood

The rent covers 60% of the payment — you top up about 233 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 31 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 18,000 € above the typical price (the median) for 2-room apartments in Dobrudjanski (116 properties) — 1,805 €/m² against 1,557 €/m².

2-room apartment in the city of Shumen, Dobruzhanski district. It is located on the 6th floor of 7 in a prefab panel block from 1980.

The layout includes a living room, kitchen, bedroom, bathroom with toilet, corridor and terrace with east aspect. The property includes a basement as additional storage space.

The building is prefab panel construction with elevator and access control, but the apartment needs renovation and is offered unfurnished.

Dobruzhanski district is an established residential area with good infrastructure and convenient access to the city centre of Shumen.

The property is suitable for people looking for a home with potential for renovation and functional layout in an urban environment.

With 20% down over 20 years the monthly mortgage payment is about 577 €, against an expected local rent of 344 €. The rent covers 60% of it.

Source: Market statistics for 2-room apartments in Dobrudjanski

Pros and cons

AI summary

Pros

functional layout
elevator
basement
east aspect

Cons

needs renovation

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

What is the scope of the work, and are there hidden problems with the wiring or plumbing?
Because: The listing states that the property needs renovation.
Has the block been insulated under the renovation programme, and is there paperwork for it?
Because: Prefabricated panel construction.
Have the risers been replaced, and when was the roof last repaired?
Because: The building dates from 1980 — about 46 years old.
Is there enough daylight during the day?
Because: The advertised exposure has no southern side.