Sale

Three-room apartment with two terraces in Dobruzhanski district, Shumen

ShumenDobrudjanski

Published: 10 September 2026 Updated: 10 September 2026

Sale162,000 €1,951 €/m²

Expected rent337 € /mo

~35,500 € ABOVE MARKET

overpriced

against the median for 3-room apartments in Dobrudjanski (133 properties)

Area

83 m²

Floor

6 / 8

Construction

Panel

Yield analysis

Low investment rating

2.5% / yr

Monthly payment719 €20% down payment · 20 yrs · 3%

Expected rent337 €at market conditions for the neighbourhood

The rent covers 47% of the payment — you top up about 382 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 40 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 35,500 € above the typical price (the median) for 3-room apartments in Dobrudjanski (133 properties) — 1,951 €/m² against 1,522 €/m².

The apartment is located in the city of Shumen, Dobruzhanski district, on the 6th floor of 8 in a prefab panel building. The property has a total area of 83 sq m and includes a basement as additional space.

The layout is functional and includes a spacious living room, two bedrooms, a kitchen with an enclosed terrace, a bathroom, and another terrace connected to the living room and one of the bedrooms. The aspect is east-west, providing good natural light throughout the day.

The building is prefab panel construction with an elevator, and the apartment has undergone full renovation with replaced electrical and plumbing installations, new interior doors, and 4-chamber PVC windows. The bathroom and toilet are updated and equipped.

The location offers convenient access to shops, schools, and transport infrastructure in a preferred residential area of the city.

The property is suitable for family use with balanced layout and renovated interior environment.

With 20% down over 20 years the monthly mortgage payment is about 719 €, against an expected local rent of 337 €. The rent covers 47% of it.

Source: Market statistics for 3-room apartments in Dobrudjanski

Pros and cons

AI summary

Pros

functional layout
elevator
east-west aspect
full renovation

Cons

prefab panel construction

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

Has the block been insulated under the renovation programme, and is there paperwork for it?
Because: Prefabricated panel construction.
Is there enough daylight during the day?
Because: The advertised exposure has no southern side.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.