At market level
median 1,624 €/m² for comparable properties
129,000 € 1,500 €/m²
Rent covers ~ 69% of the payment
~ 397 €/mo rent · you top up ~ 175 €/mo
Sale125,000 €1,602 €/m²
Expected rent412 € /mo
Area
78 m²
Floor
5 / 8
Construction
Panel
Year
1970
Heating
District Heating
Yield analysis
Low investment rating
Monthly payment555 €20% down payment · 20 yrs · 3%
Expected rent412 €at market conditions for the neighbourhood
The rent covers 74% of the payment — you top up about 143 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 25 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced 15% below the typical price (the median) for comparable properties — 1,388 €/m² against 1,635 €/m².
Apartment with an area of 78 sq m in the Vazrazhdane district, city of Ruse, near Vazrazhdane school.
The layout includes a kitchen with terrace, spacious living room with terrace, two bedrooms, one of which has its own terrace, as well as a separate bathroom and toilet.
The property is in a prefab panel block from 1970, on the fifth floor of eight, with an available elevator and parking space; it needs renovation.
The location is convenient, close to shops, market, hospital and educational institutions, providing good infrastructure.
Suitable for family living with the possibility of renovation according to personal preferences.
With 20% down over 20 years the monthly mortgage payment is about 555 €, against an expected local rent of 412 €. The rent covers 74% of it.
Pros and cons
AI summaryPros
- functional layout
- three terraces
- elevator
- parking space
Cons
- needs renovation
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
Why is this priced below comparable properties? Is there anything that could affect the sale?
Because: The price per m² is about 15% below the average for comparable properties.
What feedback have previous viewers given?
Because: We have been tracking this listing for about 183 days.
What is the scope of the work, and are there hidden problems with the wiring or plumbing?
Because: The listing states that the property needs renovation.
Has the block been insulated under the renovation programme, and is there paperwork for it?
Because: Prefabricated panel construction.
Have the risers been replaced, and when was the roof last repaired?
Because: The building dates from 1970 — about 56 years old.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Layout
- kitchen
- living room
- bedroom
- bedroom
Amenities
- Elevator
- With Parking
- Needs Renovation
Details
- Category
- Residential
- Bathrooms
- 2
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
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