Sale

3-room apartment in Ruse, Charodeyka - Yug, with terrace

RuseCharodeika - Yug
Published: 10 January 2026 Updated: 30 September 2026
Sale102,900 €1,039 €/m²
Expected rent415 € /mo

~15,000 € BELOW MARKET

good value

against the median for 3-room apartments in Charodeika - Yug (15 properties)

Area
99 m²
Floor
6 / 6
Construction
Panel
Year
1980

Yield analysis

Fair investment rating

4.8% / yr
Monthly payment457 €20% down payment · 20 yrs · 3%
Expected rent415 €at market conditions for the neighbourhood

The rent covers 91% of the payment — you top up about 42 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 21 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 15,000 € below the typical price (the median) for 3-room apartments in Charodeika - Yug (15 properties) — 1,039 €/m² against 1,191 €/m².

3-room apartment in the city of Ruse, district Charodeyka - Yug, located on the top 6th floor.
The layout includes an entrance hall, kitchen with terrace, dining room, two bedrooms and a third walk-through bedroom with a shared terrace, bathroom and separate toilet.
The building is prefab panel from 1980, with the apartment having partial improvements and a basement storage room of 2 sq m. Basic utilities are available, but there are no additional amenities.
The location is convenient with proximity to grocery stores, a school and public transport stops, and parking in front of the building is free.
The property is suitable for family living with balanced layout and functionality in an urban environment.

With 20% down over 20 years the monthly mortgage payment is about 457 €, against an expected local rent of 415 €. The rent covers 91% of it.

Source: Market statistics for 3-room apartments in Charodeika - Yug

Pros and cons

AI summary
Pros
  • functional layout
  • terrace
  • close to school
  • free parking
Cons
  • top floor
  • prefab panel construction
  • walk-through rooms

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Why is this priced below comparable properties? Is there anything that could affect the sale?

    Because: The price per m² is about 13% below the average for comparable properties.

  2. What feedback have previous viewers given?

    Because: We have been tracking this listing for about 265 days.

  3. Has the block been insulated under the renovation programme, and is there paperwork for it?

    Because: Prefabricated panel construction.

  4. Have the risers been replaced, and when was the roof last repaired?

    Because: The building dates from 1980 — about 46 years old.

  5. What condition is the roof in, and does it overheat in summer?

    Because: The property is on the top floor.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • entrance hall
  • kitchen
  • dining room
  • bedroom
  • bedroom
  • bedroom

Details

Category
Residential
Rooms
3
Bathrooms
2

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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