Sale

4-room apartment in Ruse, Charodeyka - Yug with 3 terraces

RuseCharodeika - Yug
Published: 8 January 2026 Updated: 24 September 2026
Sale105,000 €1,000 €/m²
Expected rent413 € /mo

AT MARKET LEVEL

fairly priced

against the median for 4-room apartments in Charodeika - Yug (14 properties)

Area
105 m²
Floor
5 / 8
Construction
Panel
Year
1980

Yield analysis

Fair investment rating

4.7% / yr
Monthly payment466 €20% down payment · 20 yrs · 3%
Expected rent413 €at market conditions for the neighbourhood

The rent covers 89% of the payment — you top up about 53 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 21 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced at the typical price (the median) for 4-room apartments in Charodeika - Yug (14 properties) — 1,000 €/m² against 1,000 €/m².

The apartment is located in the city of Ruse, Charodeyka - Yug district, on the fifth floor of eight in a prefab panel block.

The layout includes a living room, three bedrooms, kitchen, bathroom, separate toilet and corridors with built-in wardrobes, as well as three terraces, one of which is double and glazed.

The building is prefab panel from 1980, with an elevator and parking space available, and the property includes a basement and a drying room on the half floor.

The location is convenient, opposite the Paconi store, in an area with developed infrastructure and access to urban amenities.

The property is suitable for family use with a functional layout and additional storage areas.

With 20% down over 20 years the monthly mortgage payment is about 466 €, against an expected local rent of 413 €. The rent covers 89% of it.

This property is advertised in 4 offers. The gap between the cheapest and the dearest is 3,200 €. It has been listed for 266 days.

Source: Market statistics for 4-room apartments in Charodeika - Yug

Pros and cons

AI summary
Pros
  • functional layout
  • elevator
  • parking space
  • 3 terraces
Cons
  • prefab panel construction

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Which price is the real one, and who am I negotiating with?

    Because: The property appears in 4 listings, and the prices differ by about 3%.

  2. What feedback have previous viewers given?

    Because: We have been tracking this listing for about 266 days.

  3. Has the block been insulated under the renovation programme, and is there paperwork for it?

    Because: Prefabricated panel construction.

  4. Have the risers been replaced, and when was the roof last repaired?

    Because: The building dates from 1980 — about 46 years old.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • living room
  • bedroom
  • bedroom
  • bedroom
  • kitchen

Amenities

  • Elevator
  • With Parking

Exposure

AI summary
SSouth

Maximum sunlight throughout the day

Details

Category
Residential
Rooms
4
Bathrooms
2
Furnishing
Yes

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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