Sale

Three-room apartment in Ruse, Charodeyka - Yug with three terraces

RuseCharodeika - Yug
Published: 8 January 2026 Updated: 30 September 2026
Sale99,900 €1,248 €/m²
Expected rent413 € /mo

~17,000 € ABOVE MARKET

overpriced

against the median for 3-room apartments in Charodeika - Yug (13 properties)

Area
80 m²
Floor
5 / 6
Construction
Panel
Year
1980

Yield analysis

Fair investment rating

5% / yr
Monthly payment443 €20% down payment · 20 yrs · 3%
Expected rent413 €at market conditions for the neighbourhood

The rent covers 93% of the payment — you top up about 30 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 20 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 17,000 € above the typical price (the median) for 3-room apartments in Charodeika - Yug (13 properties) — 1,248 €/m² against 1,035 €/m².

Three-room apartment in the city of Ruse, Charodeyka - Yug district, located on the fifth floor of a six-storey prefab panel building.

The layout includes an entrance hall with corridor and built-in wardrobe, three separate rooms, kitchen, and separate bathroom and toilet. The property has three terraces, providing additional space and views.

The building is prefab panel from 1980, with an elevator and maintained common areas. Heating and other amenities are standard for this type of construction.

The location is convenient, close to schools, playgrounds, shops, and public transport connections, facilitating daily life.

The property is suitable for family living with a practical layout and conveniences for urban life.

With 20% down over 20 years the monthly mortgage payment is about 443 €, against an expected local rent of 413 €. The rent covers 93% of it.

Source: Market statistics for 3-room apartments in Charodeika - Yug

Pros and cons

AI summary
Pros
  • functional layout
  • three terraces
  • elevator
  • good location
Cons
  • prefab panel construction
  • fifth floor

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. What feedback have previous viewers given?

    Because: We have been tracking this listing for about 266 days.

  2. Has the block been insulated under the renovation programme, and is there paperwork for it?

    Because: Prefabricated panel construction.

  3. Have the risers been replaced, and when was the roof last repaired?

    Because: The building dates from 1980 — about 46 years old.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • entrance hall
  • room
  • room
  • room
  • kitchen

Amenities

  • Elevator

Details

Category
Residential
Rooms
3
Bathrooms
2

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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