−15% below market
median 1,139 €/m² for comparable properties
64,320 € 974 €/m²
Rent covers ~ 145% of the payment
~ 413 €/mo rent · pays for itself in ~ 13 yrs
Sale103,000 €1,030 €/m²
Expected rent413 € /mo
AT MARKET LEVEL
fairly priced
against the median for 3-room apartments in Charodeika - Yug (13 properties)
Area
100 m²
Floor
6 / 6
Construction
Panel
Yield analysis
Fair investment rating
Monthly payment457 €20% down payment · 20 yrs · 3%
Expected rent413 €at market conditions for the neighbourhood
The rent covers 90% of the payment — you top up about 44 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 21 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Price history
1 change since listing▲ 6% · 5,800 €
- 97,200 €
- 103,000 €▲ 5,800 € (6%)
Property analysis
This apartment is priced at the typical price (the median) for 3-room apartments in Charodeika - Yug (13 properties) — 1,030 €/m² against 1,035 €/m².
Three-room apartment in the city of Ruse, Charodeyka - Yug district, located on the top 6th floor of a prefab panel block with an elevator.
The layout includes a kitchen with dining area and access to an open terrace, living room, large bedroom with terrace, children's room and second bedroom with covered terrace, as well as separate bathroom and toilet.
The building is prefab panel construction, the apartment is partially renovated with replaced PVC windows, updated bathroom and toilet, laminate flooring in most rooms and terracotta tiles in the corridor.
The district offers amenities for family living with access to urban infrastructure and transport.
The property is suitable for families looking for a functional layout and additional outdoor spaces such as terraces.
With 20% down over 20 years the monthly mortgage payment is about 457 €, against an expected local rent of 413 €. The rent covers 90% of it.
The asking price has risen by 5,800 € (6%) since it was first listed.
Source: Market statistics for 3-room apartments in Charodeika - Yug
Pros and cons
AI summaryPros
- functional layout
- terraces
- elevator
- storage room
Cons
- top floor
- prefab panel construction
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
What changed since the listing went up — a renovation, paperwork, something else?
Because: The price is about 6% higher than when it was first advertised.
What feedback have previous viewers given?
Because: We have been tracking this listing for about 268 days.
Has the block been insulated under the renovation programme, and is there paperwork for it?
Because: Prefabricated panel construction.
What condition is the roof in, and does it overheat in summer?
Because: The property is on the top floor.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Layout
- entrance hall
- kitchen
- dining area
- living room
- large bedroom
- children's room
- second bedroom
Amenities
- Elevator
Details
- Category
- Residential
- Rooms
- 3
- Bathrooms
- 2
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
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At market level
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