+286% above market
median 2,029 €/m² for comparable properties
1,380,000 € 7,840 €/m²
Rent covers ~ 29% of the payment
~ 1,756 €/mo rent · you top up ~ 4,367 €/mo
Sale465,000 €1,953 €/m²
Expected rent1,756 € /mo
AT MARKET LEVEL
fairly priced
against the median for houses in Gorna Banya (43 properties)
Area
238 m²
Land Area
168 m²
Floor
0 / 2
Construction
Brick
Heating
Gas
Yield analysis
Fair investment rating
Monthly payment2,063 €20% down payment · 20 yrs · 3%
Expected rent1,756 €at market conditions for the neighbourhood
The rent covers 85% of the payment — you top up about 307 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 22 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Price history
1 change since listing▲ 3.2% · 15,000 €
- 475,000 €
- 490,000 €▲ 15,000 € (3.2%)
Property analysis
This house is priced at the typical price (the median) for houses in Gorna Banya (43 properties) — 1,953 €/m² against 2,029 €/m².
The property is a three-storey maisonette with a total built-up area of 238 sq m, located in the Gorna Banya district of Sofia.
The layout includes a basement with a double garage and storage rooms, a ground floor with living room, kitchen and dining area, a second floor with two bedrooms, an office and two balconies, as well as an attic third floor with a large bedroom and bathroom.
The building is constructed of reinforced concrete with mineral plaster and PVC windows, featuring gas heating with underfloor heating on the ground floor and radiators on the other floors.
Gorna Banya offers a peaceful environment with clean air, greenery and quick access to the centre of Sofia.
The property is suitable for family use, combining functional layout and amenities in a quiet area.
With 20% down over 20 years the monthly mortgage payment is about 2,063 €, against an expected local rent of 1,756 €. The rent covers 85% of it.
This property is advertised in 4 offers from 3 different sellers. The gap between the cheapest and the dearest is 25,000 €. It has been listed for 245 days. The asking price has risen by 15,000 € (3.2%) since it was first listed.
Pros and cons
AI summaryPros
- functional layout
- garage
- quality materials
Cons
We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.
Layout
- basement - 52.72 sq m
- ground floor - 52.72 sq m
- second floor - 66.37 sq m
- attic third floor - 66.37 sq m
Amenities
- With Parking
Details
- Category
- Residential
- Rooms
- 5
- Bathrooms
- 3
Location
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