+224% above market
median 2,059 €/m² for comparable properties
300,000 € 6,666 €/m²
Rent covers ~ 132% of the payment
~ 1,756 €/mo rent · pays for itself in ~ 14 yrs
Sale465,000 €1,953 €/m²
Expected rent1,756 € /mo
AT MARKET LEVEL
fairly priced
against the median for houses in Gorna Banya (44 properties)
Area
238 m²
Land Area
220 m²
Floor
0 / 4
Construction
Brick
Year
2026
Heating
Gas
Yield analysis
Fair investment rating
Monthly payment2,063 €20% down payment · 20 yrs · 3%
Expected rent1,756 €at market conditions for the neighbourhood
The rent covers 85% of the payment — you top up about 307 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 22 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This house is priced at the typical price (the median) for houses in Gorna Banya (44 properties) — 1,953 €/m² against 2,059 €/m².
House with a total area of 238 sq m, located in the Gorna Banya district of Sofia. The property is part of a complex of four detached houses with individual yards.
The layout includes four levels – a basement with a garage for two cars and storage rooms, the first floor with a living room, kitchenette, toilet, and veranda opening onto a yard of 220 sq m. The second floor contains three bedrooms and a bathroom, and the top floor is a separate large bedroom with a bathroom and terrace with panoramic views.
The construction is monolithic reinforced concrete with external walls made of ceramic bricks and thermal insulation. Installations include plumbing, sewage, electricity, and gas heating.
The location offers tranquility and proximity to nature while still being part of Sofia's urban environment.
The property is suitable for a family seeking a spacious home with good functionality and the possibility for finishing works according to their choice.
With 20% down over 20 years the monthly mortgage payment is about 2,063 €, against an expected local rent of 1,756 €. The rent covers 85% of it.
This property is advertised in 3 offers, all from the same agency. The gap between the cheapest and the dearest is 25,000 €. It has been listed for 147 days.
Pros and cons
AI summaryPros
- functional layout
- garage for two cars
- individual yard
- monolithic construction
Cons
- expected occupancy date
Layout
- bedroom 34.20
- bedroom 13.30
- bedroom 12.70
- bedroom 10.60
- bedroom 19.90
Details
- Category
- Residential
- Bathrooms
- 2
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
Similar properties nearby
−15% below market
median 2,059 €/m² for comparable properties
595,000 € 1,760 €/m²
Rent covers ~ 67% of the payment
~ 1,756 €/mo rent · you top up ~ 884 €/mo
+314% above market
median 2,059 €/m² for comparable properties
1,500,000 € 8,522 €/m²
Rent covers ~ 26% of the payment
~ 1,756 €/mo rent · you top up ~ 4,899 €/mo
At market level
median 2,059 €/m² for comparable properties
465,000 € 1,953 €/m²
Rent covers ~ 85% of the payment
~ 1,756 €/mo rent · you top up ~ 307 €/mo
At market level
median 2,059 €/m² for comparable properties
1,650,000 € 2,200 €/m²
Rent covers ~ 24% of the payment
~ 1,756 €/mo rent · you top up ~ 5,565 €/mo
At market level
median 2,059 €/m² for comparable properties
320,000 € 2,000 €/m²
Rent covers ~ 124% of the payment
~ 1,756 €/mo rent · pays for itself in ~ 15 yrs
−66% below market
median 2,059 €/m² for comparable properties
215,000 € 702 €/m²
Rent covers ~ 184% of the payment
~ 1,756 €/mo rent · pays for itself in ~ 10 yrs
+16% above market
median 2,059 €/m² for comparable properties
590,000 € 2,388 €/m²
Rent covers ~ 67% of the payment
~ 1,756 €/mo rent · you top up ~ 862 €/mo