Sale

Spacious 3-room apartment with large basement in Center, Ruse

RuseCentyr
Published: 2 August 2026 Updated: 30 September 2026
Sale168,500 €1,851 €/m²
Expected rent469 € /mo

~21,000 € ABOVE MARKET

above market

against the median for 4-room floors of house in Centyr (44 properties)

Area
91 m²
Floor
1 / 3
Construction
Brick
Year
1920
Heating
Gas

Yield analysis

Low investment rating

3.3% / yr
Monthly payment748 €20% down payment · 20 yrs · 3%
Expected rent469 €at market conditions for the neighbourhood

The rent covers 63% of the payment — you top up about 279 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 30 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This floor of House is priced about 21,000 € above the typical price (the median) for 4-room floors of house in Centyr (44 properties) — 1,851 €/m² against 1,623 €/m².

Apartment with an area of 91 sq m, located on the first floor of a solid brick building from 1920 in the Opera district, city of Ruse.

The layout includes living room, kitchen, dining room, two bedrooms, bathroom and separate toilet, with some rooms being walk-through. The apartment has a large basement of 35 sq m, suitable for various uses after renovation.

The building is solid with high ceilings and preserved architecture, and the property is in good condition with available kitchen furniture, boiler and air conditioners.

The location is in a quiet inner courtyard close to the central parts of the city, providing tranquility and convenient access to urban infrastructure.

The property is suitable for people looking for a home with additional space for work or hobbies in the center of Ruse.

With 20% down over 20 years the monthly mortgage payment is about 748 €, against an expected local rent of 469 €. The rent covers 63% of it.

Source: Market statistics for floors of House in Centyr

Pros and cons

AI summary
Pros
  • functional layout
  • large basement
  • solid construction
  • quiet location
Cons
  • walk-through rooms
  • basement needs renovation

Layout

  • living room
  • kitchen
  • dining room
  • bedroom
  • bedroom
  • bathroom
  • toilet

Details

Category
Residential
Rooms
4
Bathrooms
2

Location

Similar properties nearby