−21% below market
median 1,330 €/m² for comparable properties
99,900 € 1,051 €/m²
Rent covers ~ 97% of the payment
~ 429 €/mo rent · you top up ~ 14 €/mo
Sale190,000 €2,000 €/m²
Expected rent429 € /mo
~63,500 € ABOVE MARKET
overpriced
against the median for 3-room apartments in Zona B (49 properties)
Area
95 m²
Floor
5 / 6
Construction
Brick
Year
2022
Heating
Gas
Yield analysis
Low investment rating
Monthly payment843 €20% down payment · 20 yrs · 3%
Expected rent429 €at market conditions for the neighbourhood
The rent covers 51% of the payment — you top up about 414 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 37 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Price history
1 change since listing▼ 9.5% · 20,000 €
- 210,000 €
- 190,000 €▼ 20,000 € (9.5%)
Property analysis
This apartment is priced about 63,500 € above the typical price (the median) for 3-room apartments in Zona B (49 properties) — 2,000 €/m² against 1,330 €/m².
Three-room apartment in the city of Veliko Tarnovo, district Zona B, located on the 5th floor of 6 in a new building.
The layout includes a spacious living room with kitchen and dining area, two bedrooms, a bathroom with toilet, a second separate toilet, and a terrace.
The building is constructed with brick in 2022, equipped with an elevator and access control, with well-maintained common areas.
The location offers tranquility in a gated complex with convenient access to urban infrastructure.
The property is suitable for family living with a focus on functionality and comfort in a modern environment.
With 20% down over 20 years the monthly mortgage payment is about 843 €, against an expected local rent of 429 €. The rent covers 51% of it.
This property is advertised in 3 offers from 3 different sellers. The gap between the cheapest and the dearest is 20,000 €. It has been listed for 128 days. The asking price has fallen by 20,000 € (9.5%) since it was first listed.
Pros and cons
AI summaryPros
- functional layout
- new building
- elevator
- access control
Cons
We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
Which price is the real one, and who am I negotiating with?
Because: The property appears in 3 listings, and the prices differ by about 10%.
Is there still room to negotiate?
Because: The price has been cut once, by about 10%.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Layout
- living room
- bedroom
- bedroom
- bathroom
- toilet
- toilet
Amenities
- Elevator
- Access Control
- Renovated
- Gated Community
Details
- Category
- Residential
- Rooms
- 3
- Bathrooms
- 2
- Furnishing
- Yes
Location
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