SaleRent

3-room apartment in Zona B, Veliko Tarnovo with terrace

Veliko TyrnovoZona B
Published: 1 December 2025 Updated: 30 September 2026
Sale89,500 €1,147 €/m²
Expected rent429 € /mo

~14,000 € BELOW MARKET

good value

against the median for 3-room apartments in Zona B (49 properties)

Area
78 m²
Floor
3 / 5
Construction
Panel
Year
1990

Yield analysis

Fair investment rating

5.7% / yr
Monthly payment397 €20% down payment · 20 yrs · 3%
Expected rent429 €at market conditions for the neighbourhood

The rent covers 108% of the payment — the tenant pays off the loan over 20 years. From rent alone, with no loan, it pays for itself in 17 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 14,000 € below the typical price (the median) for 3-room apartments in Zona B (49 properties) — 1,147 €/m² against 1,330 €/m².

3-room apartment in Veliko Tarnovo, Zona B district. The property is located on the third floor of a five-storey prefab panel building with an elevator.

The layout includes two bedrooms, a living room with kitchen area, two bathrooms with toilets, and a terrace, providing convenience and functionality for family use.

The building was constructed in 1990, and the apartment has been insulated and fitted with replaced window frames, improving thermal insulation and indoor comfort.

The district is rapidly developing, with good infrastructure and access to city amenities.

The property is suitable for a family seeking a balanced combination of functionality and location.

With 20% down over 20 years the monthly mortgage payment is about 397 €, against an expected local rent of 429 €. The rent covers the whole payment (108%).

Source: Market statistics for 3-room apartments in Zona B

Pros and cons

AI summary
Pros
  • functional layout
  • elevator
  • insulated
  • east-south aspect
Cons
  • prefab panel construction

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Why is this priced below comparable properties? Is there anything that could affect the sale?

    Because: The price per m² is about 14% below the average for comparable properties.

  2. What feedback have previous viewers given?

    Because: We have been tracking this listing for about 306 days.

  3. Is there a tenant at the moment, and when does the lease end?

    Because: The property is advertised for sale and for rent at the same time.

  4. Has the block been insulated under the renovation programme, and is there paperwork for it?

    Because: Prefabricated panel construction.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • bedroom
  • bedroom
  • living room

Amenities

  • Elevator

Exposure

AI summary
SSouth

Maximum sunlight throughout the day

EEast

Morning sun, cooler afternoons

Details

Category
Residential
Rooms
3
Bathrooms
2
Furnishing
Yes

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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