Sale

Three-room apartment in Zona B, Veliko Tarnovo with two terraces

Veliko TyrnovoZona B
Published: 3 January 2026 Updated: 2 October 2026
Sale99,900 €1,051 €/m²
Expected rent429 € /mo

~26,500 € BELOW MARKET

good value

against the median for 3-room apartments in Zona B (49 properties)

Area
95 m²
Floor
5 / 5
Construction
Panel

Yield analysis

Fair investment rating

5.1% / yr
Monthly payment443 €20% down payment · 20 yrs · 3%
Expected rent429 €at market conditions for the neighbourhood

The rent covers 97% of the payment — you top up about 14 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 19 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 26,500 € below the typical price (the median) for 3-room apartments in Zona B (49 properties) — 1,051 €/m² against 1,330 €/m².

Apartment with three rooms in Veliko Tarnovo, Zona B district.
Layout: two bedrooms, living room (possible third bedroom), kitchen, bathroom, separate toilet, L-shaped corridor and two terraces.
Building: prefab panel construction with elevator, the apartment is on the top floor and has been renovated with parquet and terracotta flooring. Includes a basement storage room.
Location: close to school, kindergarten, park, supermarkets and public transport stop. Free parking spaces are available in the courtyard area.
The property is suitable for family living with a functional layout and everyday conveniences.

With 20% down over 20 years the monthly mortgage payment is about 443 €, against an expected local rent of 429 €. The rent covers 97% of it.

This property is advertised in 2 offers, all from the same agency. All offers are at the same price. It has been listed for 273 days.

Source: Market statistics for 3-room apartments in Zona B

Pros and cons

AI summary
Pros
  • functional layout
  • two terraces
  • elevator
  • renovated
Cons
  • top floor
  • prefab panel construction

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Why is this priced below comparable properties? Is there anything that could affect the sale?

    Because: The price per m² is about 21% below the average for comparable properties.

  2. What feedback have previous viewers given?

    Because: We have been tracking this listing for about 273 days.

  3. Who am I negotiating with, and who is authorised to agree a price?

    Because: The property appears in 2 listings at the same price.

  4. Has the block been insulated under the renovation programme, and is there paperwork for it?

    Because: Prefabricated panel construction.

  5. What condition is the roof in, and does it overheat in summer?

    Because: The property is on the top floor.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • bedroom
  • bedroom
  • living room
  • kitchen
  • bathroom
  • toilet

Amenities

  • Elevator
  • Internet Connection
  • Renovated

Exposure

AI summary
SSouth

Maximum sunlight throughout the day

NNorth

Even light, cooler during summer

WWest

Afternoon and evening sun

Details

Category
Residential
Rooms
3
Bathrooms
2
Furnishing
Yes

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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