−21% below market
median 1,330 €/m² for comparable properties
99,900 € 1,051 €/m²
Rent covers ~ 97% of the payment
~ 429 €/mo rent · you top up ~ 14 €/mo
Sale176,000 €2,146 €/m²
Expected rent429 € /mo
~67,000 € ABOVE MARKET
overpriced
against the median for 3-room apartments in Zona B (49 properties)
Area
82 m²
Floor
4 / 5
Construction
Brick
Yield analysis
Low investment rating
Monthly payment781 €20% down payment · 20 yrs · 3%
Expected rent429 €at market conditions for the neighbourhood
The rent covers 55% of the payment — you top up about 352 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 34 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced about 67,000 € above the typical price (the median) for 3-room apartments in Zona B (49 properties) — 2,146 €/m² against 1,330 €/m².
3-room apartment in Veliko Tarnovo, Zona B district. The property is located on the fourth floor of a new brick building with an elevator.
The layout includes an entrance hall, corridor, two bedrooms, a spacious living room with kitchen and dining area in an open concept, as well as a terrace with a view of the city. There is a bathroom, separate toilet, and laundry room.
The building is new-build with external thermal insulation and all main utilities – electricity, water, gas, and sewage. The apartment is finished to plaster and screed level, with PVC windows.
The location offers amenities such as a kindergarten, shops, hospital, and bus stop nearby. A covered parking space of 14 sq m is included.
The property is suitable for family living with the possibility to complete it according to personal taste and provides a comfortable urban environment.
With 20% down over 20 years the monthly mortgage payment is about 781 €, against an expected local rent of 429 €. The rent covers 55% of it.
Pros and cons
AI summaryPros
- functional layout
- panoramic terrace
- new-build
- parking space
Cons
We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
Is there enough daylight during the day?
Because: The advertised exposure has no southern side.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Layout
- entrance hall
- corridor
- bedroom
- bedroom
- living room
- kitchen
- dining area
- terrace
- bathroom
- toilet
- laundry room
Amenities
- Elevator
- With Parking
Exposure
AI summaryNNorth
Even light, cooler during summer
WWest
Afternoon and evening sun
Details
- Category
- Residential
- Rooms
- 3
- Bathrooms
- 2
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
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