−21% below market
median 1,330 €/m² for comparable properties
99,900 € 1,051 €/m²
Rent covers ~ 97% of the payment
~ 429 €/mo rent · you top up ~ 14 €/mo
Sale89,500 €1,398 €/m²
Expected rent429 € /mo
AT MARKET LEVEL
fairly priced
against the median for 3-room apartments in Zona B (49 properties)
Area
64 m²
Floor
3 / 5
Construction
Panel
Yield analysis
Fair investment rating
Monthly payment397 €20% down payment · 20 yrs · 3%
Expected rent429 €at market conditions for the neighbourhood
The rent covers 108% of the payment — the tenant pays off the loan over 20 years. From rent alone, with no loan, it pays for itself in 17 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced at the typical price (the median) for 3-room apartments in Zona B (49 properties) — 1,398 €/m² against 1,330 €/m².
Apartment with three rooms in Veliko Tarnovo, Zona B district.
Layout: two bedrooms, living room with kitchen area and dining room, two bathrooms with toilets and two terraces.
The building is prefab panel, on the third floor of five, with a working elevator and new PVC windows. Heating is provided by air conditioning, flooring is terracotta and laminated parquet.
The location is close to a supermarket and offers convenient parking.
The property is suitable for family use with balanced layout and basic amenities.
With 20% down over 20 years the monthly mortgage payment is about 397 €, against an expected local rent of 429 €. The rent covers the whole payment (108%).
Pros and cons
AI summaryPros
- two terraces
- working elevator
- new PVC windows
- parking space
Cons
We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
What feedback have previous viewers given?
Because: We have been tracking this listing for about 266 days.
Has the block been insulated under the renovation programme, and is there paperwork for it?
Because: Prefabricated panel construction.
Is there enough daylight during the day?
Because: The advertised exposure has no southern side.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Layout
- bedroom
- bedroom
- living room
Amenities
- With Parking
Exposure
AI summaryEEast
Morning sun, cooler afternoons
Details
- Category
- Residential
- Rooms
- 3
- Bathrooms
- 2
- Furnishing
- Yes
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
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At market level
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