Sale

Three-room apartment with two terraces in Zona B, Veliko Tarnovo

Veliko TyrnovoZona B
Published: 9 May 2026 Updated: 16 September 2026
Sale88,000 €1,222 €/m²
Expected rent431 € /mo

~8,000 € BELOW MARKET

good value

against the median for 3-room apartments in Zona B (49 properties)

Area
72 m²
Floor
3 / 5
Construction
Panel
Year
1990

Yield analysis

Fair investment rating

5.9% / yr
Monthly payment390 €20% down payment · 20 yrs · 3%
Expected rent431 €at market conditions for the neighbourhood

The rent covers 110% of the payment — the tenant pays off the loan over 20 years. From rent alone, with no loan, it pays for itself in 17 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Price history

2 changes since listing▼ 2.2% · 2,000 €
  1. 90,000 €9 May 2026Initial price
  2. 89,000 €▼ 1,000 € (1.1%) 5 June 2026Price reduced
  3. 88,000 €▼ 1,000 € (1.1%) 20 July 2026Price reducedCurrent

Property analysis

This apartment is priced about 8,000 € below the typical price (the median) for 3-room apartments in Zona B (49 properties) — 1,222 €/m² against 1,331 €/m².

Apartment with three separate rooms in Veliko Tarnovo, Zona B district.

The layout includes two bathrooms with toilets and two terraces, providing convenience and additional space.

The property is in a prefab panel block from 1990, on the third floor of five, with available parking spaces and internet. It has been fully renovated, which improves its functionality and condition.

The location offers access to urban infrastructure and amenities typical for a residential area.

Suitable for family use with a balanced combination of comfort and practicality.

With 20% down over 20 years the monthly mortgage payment is about 390 €, against an expected local rent of 431 €. The rent covers the whole payment (110%).

This property is advertised in 2 offers, all from the same agency. The gap between the cheapest and the dearest is 4,000 €. It has been listed for 146 days. The asking price has fallen by 2,000 € (2.2%) since it was first listed.

Source: Market statistics for 3-room apartments in Zona B

Pros and cons

AI summary
Pros
  • functional layout
  • two bathrooms
  • two terraces
  • parking
Cons

We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Which price is the real one, and who am I negotiating with?

    Because: The property appears in 2 listings, and the prices differ by about 4%.

  2. Is there still room to negotiate, and why has it not sold yet?

    Because: The price has been cut 2 times — about 2% below the original asking price.

  3. Has the block been insulated under the renovation programme, and is there paperwork for it?

    Because: Prefabricated panel construction.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • room
  • room
  • room

Amenities

  • With Parking
  • Internet Connection
  • Renovated

Details

Category
Residential
Rooms
3
Bathrooms
2
Furnishing
Yes

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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