Sale

4-bedroom apartment in Shumen, Herson

ShumenHerson

Published: 6 January 2026 Updated: 7 September 2026

Sale138,000 €1,352 €/m²

Expected rent399 € /mo

~50,500 € BELOW MARKET

good value

against the median for apartments in Herson (46 properties)

Area

102 m²

Floor

5 / 6

Construction

Brick

Year

1970

Yield analysis

Low investment rating

3.5% / yr

Monthly payment612 €20% down payment · 20 yrs · 3%

Expected rent399 €at market conditions for the neighbourhood

The rent covers 65% of the payment — you top up about 213 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 29 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 50,500 € below the typical price (the median) for apartments in Herson (46 properties) — 1,352 €/m² against 1,846 €/m².

Апартаментът се намира в град Шумен, район Херсон, близо до СITY CENTER /БулМаг/.
Разпределението включва хол, дневна, кухня, две спални, коридор, отделна баня и тоалетна, както и две тераси.
Сградата е тухлена от 1970 г., без асансьор, а апартаментът е на пети от шест етажа. Подовете са естествен паркет и мозайка, с ПВЦ дограма и нужда от ремонт.
Локацията е удобна с близост до магазини, училища и детски заведения в централната част на града.
Имотът е подходящ за семейство, което търси жилище с функционално разпределение в градска среда, но изисква обновяване.

With 20% down over 20 years the monthly mortgage payment is about 612 €, against an expected local rent of 399 €. The rent covers 65% of it.

Source: Market statistics for apartments in Herson

Pros and cons

AI summary

Pros

функционално разпределение
две тераси
естествен паркет
централна локация

Cons

без асансьор
нужда от ремонт
преходни стаи

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

Why is this priced below comparable properties? Is there anything that could affect the sale?
Because: The price per m² is about 27% below the average for comparable properties.
What feedback have previous viewers given?
Because: We have been tracking this listing for about 253 days.
What is the scope of the work, and are there hidden problems with the wiring or plumbing?
Because: The listing states that the property needs renovation.
Have the risers been replaced, and when was the roof last repaired?
Because: The building dates from 1970 — about 56 years old.
Is there a lift in the building, and what condition is it in?
Because: The property is on floor 5 and the listing does not mention a lift.