Sale

Two-room apartment with two terraces in Herson district, Shumen

ShumenHerson
Published: 1 April 2026 Updated: 16 September 2026
Sale97,400 €1,411 €/m²
Expected rent401 € /mo

~31,000 € BELOW MARKET

good value

against the median for apartments in Herson (49 properties)

Area
69 m²
Floor
4 / 4
Construction
Brick

Yield analysis

Fair investment rating

4.9% / yr
Monthly payment432 €20% down payment · 20 yrs · 3%
Expected rent401 €at market conditions for the neighbourhood

The rent covers 93% of the payment — you top up about 31 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 20 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Price history

1 change since listing▲ 1.5% · 1,400 €
  1. 96,000 €1 April 2026Initial price
  2. 97,400 €▲ 1,400 € (1.5%) 6 August 2026Price increasedCurrent

Property analysis

This apartment is priced about 31,000 € below the typical price (the median) for apartments in Herson (49 properties) — 1,411 €/m² against 1,858 €/m².

Apartment with an area of 69 sq m, located in the Herson district, Shumen. The property is on the top, fourth floor of a family-type brick building.

The layout includes a living room, bedroom with access to a terrace, separate kitchen with a second terrace, bathroom with toilet, and a basement storage room. The spaces are functional and provide convenience for everyday living.

The building is brick, which implies better thermal and sound insulation. The apartment has a south aspect, providing good natural light and warmth during the day. It requires refreshing renovation and minor improvements according to the preferences of the new owner.

The location is well connected, close to main boulevards, shops, market, and green areas such as the City Garden. The area offers convenient access to the city center and educational institutions.

The property is suitable for family use or investment considering its functional layout and location.

With 20% down over 20 years the monthly mortgage payment is about 432 €, against an expected local rent of 401 €. The rent covers 93% of it.

The asking price has risen by 1,400 € (1.5%) since it was first listed.

Source: Market statistics for apartments in Herson

Pros and cons

AI summary
Pros
  • functional layout
  • south aspect
  • two terraces
  • quiet location
Cons
  • top floor
  • needs refreshing

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. What changed since the listing went up — a renovation, paperwork, something else?

    Because: The price is about 1% higher than when it was first advertised.

  2. Why is this priced below comparable properties? Is there anything that could affect the sale?

    Because: The price per m² is about 24% below the average for comparable properties.

  3. What feedback have previous viewers given?

    Because: We have been tracking this listing for about 183 days.

  4. What condition is the roof in, and does it overheat in summer?

    Because: The property is on the top floor.

  5. Is there a lift in the building, and what condition is it in?

    Because: The property is on floor 4 and the listing does not mention a lift.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • living room
  • bedroom
  • kitchen

Exposure

AI summary
SSouth

Maximum sunlight throughout the day

Details

Category
Residential
Bathrooms
1
Furnishing
Yes

Location

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