+21% above market
median 1,830 €/m² for comparable properties
88,500 € 2,212 €/m²
Rent covers ~ 95% of the payment
~ 374 €/mo rent · you top up ~ 19 €/mo
Sale145,000 €1,858 €/m²
Expected rent374 € /mo
~25,500 € ABOVE MARKET
overpriced
against the median for 3-room apartments in Dobrudjanski (145 properties)
Area
78 m²
Floor
8 / 8
Construction
Panel
Yield analysis
Low investment rating
Monthly payment643 €20% down payment · 20 yrs · 3%
Expected rent374 €at market conditions for the neighbourhood
The rent covers 58% of the payment — you top up about 269 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 32 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced about 25,500 € above the typical price (the median) for 3-room apartments in Dobrudjanski (145 properties) — 1,858 €/m² against 1,533 €/m².
4-room apartment in Shumen, Dobrudzhanski district.
The layout includes an entrance hall, living room with kitchen, 3 bedrooms, bathroom and toilet in separate rooms, as well as a laundry room that enhances functionality.
The building is prefab panel construction with an available elevator, and the apartment is on the top eighth floor. Electrical and plumbing installations have been replaced, reducing the need for renovation.
The district offers conveniences for family living with access to urban infrastructure and services.
The property is suitable for families seeking a functional layout and a ready-to-live-in home.
With 20% down over 20 years the monthly mortgage payment is about 643 €, against an expected local rent of 374 €. The rent covers 58% of it.
Source: Market statistics for 3-room apartments in Dobrudjanski
Pros and cons
AI summaryPros
- functional layout
- replaced installations
- elevator
Cons
- top floor
- prefab panel construction
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
Has the block been insulated under the renovation programme, and is there paperwork for it?
Because: Prefabricated panel construction.
What condition is the roof in, and does it overheat in summer?
Because: The property is on the top floor.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Amenities
- Elevator
Details
- Category
- Residential
- Rooms
- 4
- Bathrooms
- 2
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
Similar properties nearby
+22% above market
median 1,830 €/m² for comparable properties
89,000 € 2,225 €/m²
Rent covers ~ 95% of the payment
~ 374 €/mo rent · you top up ~ 21 €/mo
At market level
median 1,579 €/m² for comparable properties
116,000 € 1,526 €/m²
Rent covers ~ 66% of the payment
~ 341 €/mo rent · you top up ~ 174 €/mo
+17% above market
median 1,579 €/m² for comparable properties
139,000 € 1,853 €/m²
Rent covers ~ 55% of the payment
~ 341 €/mo rent · you top up ~ 276 €/mo
+26% above market
median 1,533 €/m² for comparable properties
249,999 € 1,937 €/m²
Rent covers ~ 34% of the payment
~ 374 €/mo rent · you top up ~ 735 €/mo
At market level
median 1,533 €/m² for comparable properties
115,000 € 1,513 €/m²
Rent covers ~ 73% of the payment
~ 374 €/mo rent · you top up ~ 136 €/mo
At market level
median 1,533 €/m² for comparable properties
132,935 € 1,527 €/m²
Rent covers ~ 63% of the payment
~ 374 €/mo rent · you top up ~ 216 €/mo
At market level
median 1,533 €/m² for comparable properties
156,000 € 1,591 €/m²
Rent covers ~ 54% of the payment
~ 374 €/mo rent · you top up ~ 318 €/mo