Sale

Four-room apartment in Shumen, 5-ti polk, with two terraces

Shumen5-Ti Polk
Published: 5 July 2026 Updated: 30 September 2026
Sale185,000 €1,796 €/m²
Expected rent400 € /mo

~30,500 € ABOVE MARKET

above market

against the median for apartments in 5-Ti Polk (121 properties)

Area
103 m²
Floor
1 / 4
Construction
Brick
Year
1980

Yield analysis

Low investment rating

2.6% / yr
Monthly payment821 €20% down payment · 20 yrs · 3%
Expected rent400 €at market conditions for the neighbourhood

The rent covers 49% of the payment — you top up about 421 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 39 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 30,500 € above the typical price (the median) for apartments in 5-Ti Polk (121 properties) — 1,796 €/m² against 1,499 €/m².

The apartment is located in the city of Shumen, 5-ti polk district, near the Mathematics High School.

The layout includes an L-shaped corridor with access to all rooms, a bright living room with a terrace, two bedrooms, a sitting room with a terrace, and a separate kitchen with an enclosed terrace. The bathroom and toilet are separate.

The building is brick from 1980, the apartment is on the first floor of four. The flooring is natural oak parquet, and the aspect is south/north for good light and ventilation.

The location is in a well-developed area with convenient access to schools and urban infrastructure. The property includes an attic and basement storage, as well as the option to purchase a garage.

The property is suitable for family living with a functional layout and potential for adaptation according to the residents' needs.

With 20% down over 20 years the monthly mortgage payment is about 821 €, against an expected local rent of 400 €. The rent covers 49% of it.

Source: Market statistics for apartments in 5-Ti Polk

Pros and cons

AI summary
Pros
  • functional layout
  • south / north aspect
  • natural oak parquet
  • additional storage
Cons
  • ground floor

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Have the risers been replaced, and when was the roof last repaired?

    Because: The building dates from 1980 — about 46 years old.

  2. Is there damp, is there enough daylight, and what is the noise like?

    Because: The property is on the first floor.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • corridor
  • living room
  • bedroom
  • bedroom
  • sitting room
  • kitchen
  • bathroom
  • toilet

Exposure

AI summary
SSouth

Maximum sunlight throughout the day

NNorth

Even light, cooler during summer

Details

Category
Residential
Rooms
4
Bathrooms
2

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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