+13% above market
median 1,500 €/m² for comparable properties
132,000 € 1,692 €/m²
Rent covers ~ 69% of the payment
~ 402 €/mo rent · you top up ~ 184 €/mo
Sale135,000 €1,730 €/m²
Expected rent402 € /mo
~18,000 € ABOVE MARKET
above market
against the median for apartments in 5-Ti Polk (122 properties)
Area
78 m²
Floor
4 / 7
Construction
Panel
Year
1980
Yield analysis
Low investment rating
Monthly payment599 €20% down payment · 20 yrs · 3%
Expected rent402 €at market conditions for the neighbourhood
The rent covers 67% of the payment — you top up about 197 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 28 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced about 18,000 € above the typical price (the median) for apartments in 5-Ti Polk (122 properties) — 1,730 €/m² against 1,499 €/m².
Apartment with an area of 78 sq m, located in the city of Shumen, Peti Polk district, on the fourth floor of a seven-storey prefab panel building.
The layout includes a corridor, living room, kitchen, two bedrooms, bathroom and separate toilet, as well as two terraces, providing convenience and additional space.
The building is prefab panel from 1980, with an elevator and controlled access; the flooring consists of natural parquet, terracotta and mosaic.
The location is close to Retail Park, schools, pharmacies and bus stops, offering good infrastructure and access to services.
The property is suitable for family use with a balanced layout and everyday conveniences.
With 20% down over 20 years the monthly mortgage payment is about 599 €, against an expected local rent of 402 €. The rent covers 67% of it.
Pros and cons
AI summaryPros
- two terraces
- elevator
- controlled access
- close to services
Cons
- prefab panel construction
- no modern upgrades
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
What feedback have previous viewers given?
Because: We have been tracking this listing for about 196 days.
Has the block been insulated under the renovation programme, and is there paperwork for it?
Because: Prefabricated panel construction.
Have the risers been replaced, and when was the roof last repaired?
Because: The building dates from 1980 — about 46 years old.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Layout
- corridor
- living room
- kitchen
- bedroom
- bedroom
- bathroom
- toilet
Amenities
- Elevator
- Access Control
Exposure
AI summarySSouth
Maximum sunlight throughout the day
NNorth
Even light, cooler during summer
Details
- Category
- Residential
- Bathrooms
- 2
- Furnishing
- Yes
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
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