Sale

Three-room apartment with two terraces in Trakiya district, Shumen

ShumenTrakiya
Published: 5 June 2026 Updated: 29 September 2026
Sale130,000 €1,625 €/m²
Expected rent402 € /mo

AT MARKET LEVEL

fairly priced

against the median for 3-room apartments in Trakiya (101 properties)

Area
80 m²
Floor
6 / 8
Construction
Panel
Year
1970

Yield analysis

Low investment rating

3.7% / yr
Monthly payment577 €20% down payment · 20 yrs · 3%
Expected rent402 €at market conditions for the neighbourhood

The rent covers 70% of the payment — you top up about 175 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 27 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced at the typical price (the median) for 3-room apartments in Trakiya (101 properties) — 1,625 €/m² against 1,517 €/m².

Three-room apartment with an area of 80 sq m, located in the city of Shumen, Trakiya district. It is situated on the 6th floor of a total of 8 in a prefab panel block with an elevator and controlled access.

The layout includes a corridor with a built-in wardrobe, living room with walk-through access to a bedroom and exit to a large terrace, second bedroom, kitchen with access to an additional terrace, bathroom and toilet in separate rooms.

The property has external insulation, replaced PVC windows and flooring of natural parquet and terracotta. Heating is combined – solid fuel stove and air conditioners.

The location is convenient, close to main roads, schools, kindergartens, shops and bus stops. The entrance is maintained and clean.

The property is suitable for family living or renting out, offering a balanced combination of functionality and convenience.

With 20% down over 20 years the monthly mortgage payment is about 577 €, against an expected local rent of 402 €. The rent covers 70% of it.

Source: Market statistics for 3-room apartments in Trakiya

Pros and cons

AI summary
Pros
  • functional layout
  • two terraces
  • elevator
  • controlled access
Cons
  • prefab panel construction
  • solid fuel heating

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Has the block been insulated under the renovation programme, and is there paperwork for it?

    Because: Prefabricated panel construction.

  2. Have the risers been replaced, and when was the roof last repaired?

    Because: The building dates from 1970 — about 56 years old.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • corridor
  • living room
  • bedroom
  • bedroom
  • kitchen
  • bathroom
  • toilet

Amenities

  • Elevator
  • Access Control
  • Renovated

Exposure

AI summary
SSouth

Maximum sunlight throughout the day

Details

Category
Residential
Rooms
3
Bathrooms
2
Furnishing
Yes

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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