Sale

Four-room apartment in Shumen, Trakia with two terraces

ShumenTrakiya
Published: 1 January 2026 Updated: 2 October 2026
Sale102,258 €964 €/m²
Expected rent401 € /mo

~33,000 € BELOW MARKET

good value

against the median for 4-room apartments in Trakiya (12 properties)

Area
106 m²
Floor
8 / 8
Construction
Brick

Yield analysis

Fair investment rating

4.7% / yr
Monthly payment454 €20% down payment · 20 yrs · 3%
Expected rent401 €at market conditions for the neighbourhood

The rent covers 88% of the payment — you top up about 53 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 21 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 33,000 € below the typical price (the median) for 4-room apartments in Trakiya (12 properties) — 964 €/m² against 1,275 €/m².

Four-room apartment in the city of Shumen, Trakia district, located on the top eighth floor.

The layout includes a kitchen, living room, dining room, two bedrooms, two bathrooms with toilets, a storage room and two terraces, providing good functionality and the possibility to divide into two separate apartments.

The building is brick construction with partial external insulation and PVC windows; the flooring is laminated and natural parquet. The apartment will be delivered unfurnished.

The location is close to SU "Vasil Levski" in Trakia district, offering conveniences for families and access to urban infrastructure.

The property is suitable for family use with the possibility to adapt according to the needs of the occupants.

With 20% down over 20 years the monthly mortgage payment is about 454 €, against an expected local rent of 401 €. The rent covers 88% of it.

Source: Market statistics for 4-room apartments in Trakiya

Pros and cons

AI summary
Pros
  • functional layout
  • two terraces
  • south-north aspect
  • partial external insulation
Cons
  • top floor

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Why is this priced below comparable properties? Is there anything that could affect the sale?

    Because: The price per m² is about 24% below the average for comparable properties.

  2. What feedback have previous viewers given?

    Because: We have been tracking this listing for about 274 days.

  3. What condition is the roof in, and does it overheat in summer?

    Because: The property is on the top floor.

  4. Is there a lift in the building, and what condition is it in?

    Because: The property is on floor 8 and the listing does not mention a lift.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • kitchen
  • living room
  • dining room
  • bedroom
  • bedroom
  • bathroom
  • bathroom
  • storage room
  • terrace
  • terrace
  • corridor

Exposure

AI summary
SSouth

Maximum sunlight throughout the day

NNorth

Even light, cooler during summer

Details

Category
Residential
Rooms
4
Bathrooms
2

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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