Sale

Two-room apartment with terrace in Shumen, Pozharnata district

ShumenPojarnata
Published: 5 June 2026 Updated: 30 September 2026
Sale80,000 €1,230 €/m²
Expected rent401 € /mo

~9,500 € BELOW MARKET

good value

against the median for apartments in Pojarnata (22 properties)

Area
65 m²
Floor
3 / 4
Construction
Brick
Year
2008

Yield analysis

Good investment rating

6% / yr
Monthly payment355 €20% down payment · 20 yrs · 3%
Expected rent401 €at market conditions for the neighbourhood

The rent covers 113% of the payment — the tenant pays off the loan over 20 years. From rent alone, with no loan, it pays for itself in 17 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Price history

2 changes since listing▼ 5.9% · 5,000 €
  1. 85,000 €5 August 2026Initial price
  2. 83,000 €▼ 2,000 € (2.4%) 17 August 2026Price reduced
  3. 80,000 €▼ 3,000 € (3.6%) 30 September 2026Price reducedCurrent

Property analysis

This apartment is priced about 9,500 € below the typical price (the median) for apartments in Pojarnata (22 properties) — 1,230 €/m² against 1,376 €/m².

Two-room apartment with an area of 65 sq m, located in the city of Shumen, Pozharnata district. The property is on the third floor of a four-storey brick building, built in 2008.

The layout includes a living area with kitchen section, bedroom, bathroom with toilet, storage room, corridor, and terrace with east aspect. The property also includes an adjacent cellar with an area of 6.7 sq m.

The building has controlled access and maintained common areas, and the apartment is in good condition with PVC windows and preserved interior flooring.

The location offers convenient access to key institutions such as SU Panayot Volov and the Courthouse, as well as to a kindergarten, shops, and public transport. The area is quiet and well-arranged for living.

The property is suitable both for living and for investment due to the presence of a long-term tenant.

With 20% down over 20 years the monthly mortgage payment is about 355 €, against an expected local rent of 401 €. The rent covers the whole payment (113%).

The asking price has fallen by 5,000 € (5.9%) since it was first listed.

Source: Market statistics for apartments in Pojarnata

Pros and cons

AI summary
Pros
  • functional layout
  • east aspect
  • controlled access
  • good condition
Cons

We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Is there still room to negotiate, and why has it not sold yet?

    Because: The price has been cut 2 times — about 6% below the original asking price.

  2. Is there enough daylight during the day?

    Because: The advertised exposure has no southern side.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • living area
  • bedroom
  • bathroom
  • toilet
  • terrace
  • storage room
  • corridor

Exposure

AI summary
EEast

Morning sun, cooler afternoons

Details

Category
Residential
Rooms
2
Bathrooms
1

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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