−16% below market
median 1,286 €/m² for comparable properties
159,000 € 1,081 €/m²
Rent covers ~ 57% of the payment
~ 401 €/mo rent · you top up ~ 304 €/mo
Sale182,000 €1,238 €/m²
Expected rent401 € /mo
AT MARKET LEVEL
fairly priced
against the median for apartments in Pojarnata (22 properties)
Area
147 m²
Floor
2 / 4
Construction
Brick
Year
1980
Yield analysis
Low investment rating
Monthly payment807 €20% down payment · 20 yrs · 3%
Expected rent401 €at market conditions for the neighbourhood
The rent covers 50% of the payment — you top up about 406 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 38 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced at the typical price (the median) for apartments in Pojarnata (22 properties) — 1,238 €/m² against 1,286 €/m².
The apartment is located in the city of Shumen, Pozharnata district, on Stefan Yanev St. The property is situated on the second floor of a four-storey brick building from 1980. The layout includes three separate bedrooms, a living room, a separate kitchen with dining area, L-shaped corridor, and an enclosed terrace. There is a bathroom and a separate toilet. The building has maintained common areas and access control. The construction is brick, with PVC windows and natural oak parquet flooring in the rooms. Heating is individual electric. The property includes a basement, attic, garage, and ideal part of the yard. The location is close to the central pedestrian zone and city amenities, with good infrastructure and green spaces around the area. The property is suitable for family use or investment for rental due to its large floor area and functionality.
With 20% down over 20 years the monthly mortgage payment is about 807 €, against an expected local rent of 401 €. The rent covers 50% of it.
Pros and cons
AI summaryPros
- functional layout
- garage
- large floor area
- good location
Cons
We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
What feedback have previous viewers given?
Because: We have been tracking this listing for about 254 days.
Have the risers been replaced, and when was the roof last repaired?
Because: The building dates from 1980 — about 46 years old.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Layout
- bedroom
- bedroom
- bedroom
- living room
- kitchen
- dining area
- terrace
- bathroom
- toilet
Amenities
- With Parking
Exposure
AI summarySSouth
Maximum sunlight throughout the day
EEast
Morning sun, cooler afternoons
Details
- Category
- Residential
- Rooms
- 4
- Bathrooms
- 2
- Furnishing
- Yes
Location
Similar properties nearby
+44% above market
median 1,286 €/m² for comparable properties
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Rent covers ~ 57% of the payment
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median 1,286 €/m² for comparable properties
159,000 € 1,081 €/m²
Rent covers ~ 57% of the payment
~ 401 €/mo rent · you top up ~ 304 €/mo
At market level
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