Sale

Three-room apartment with two terraces in Pozharnata, Shumen

ShumenPojarnata
Published: 2 February 2026 Updated: 2 October 2026
Sale170,000 €1,847 €/m²
Expected rent401 € /mo

~43,500 € ABOVE MARKET

overpriced

against the median for apartments in Pojarnata (22 properties)

Area
92 m²
Floor
1 / 3
Construction
Brick
Year
1970

Yield analysis

Low investment rating

2.8% / yr
Monthly payment754 €20% down payment · 20 yrs · 3%
Expected rent401 €at market conditions for the neighbourhood

The rent covers 53% of the payment — you top up about 353 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 35 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 43,500 € above the typical price (the median) for apartments in Pojarnata (22 properties) — 1,847 €/m² against 1,376 €/m².

Apartment with three rooms in the town of Shumen, Pozharnata district, located on the first high floor of a three-storey brick building.

Layout: L-shaped corridor, separate bathroom and toilet, two bedrooms, spacious living room, kitchen and two terraces.

The building is brick from 1970, with partially replaced PVC windows and natural parquet in all rooms. Heating is local heating.

The location is close to SU “Panayot Volov”, with amenities such as a garage and cellar, suitable for family use.

The property offers a balanced layout and conveniences for comfortable daily living in an urban environment.

With 20% down over 20 years the monthly mortgage payment is about 754 €, against an expected local rent of 401 €. The rent covers 53% of it.

Source: Market statistics for apartments in Pojarnata

Pros and cons

AI summary
Pros
  • functional layout
  • two terraces
  • local heating
  • garage
Cons
  • ground floor
  • partially replaced windows

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. What feedback have previous viewers given?

    Because: We have been tracking this listing for about 242 days.

  2. Have the risers been replaced, and when was the roof last repaired?

    Because: The building dates from 1970 — about 56 years old.

  3. Is there damp, is there enough daylight, and what is the noise like?

    Because: The property is on the first floor.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • bedroom
  • bedroom
  • living room
  • kitchen
  • bathroom
  • toilet

Amenities

  • With Parking

Exposure

AI summary
SSouth

Maximum sunlight throughout the day

NNorth

Even light, cooler during summer

Details

Category
Residential
Rooms
3
Bathrooms
2
Furnishing
Yes

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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