Sale

Two-room apartment with terrace in Shumen, Divizionna bolnitsa area

ShumenDivizionna Bolnica
Published: 10 October 2025 Updated: 9 September 2026
Sale85,000 €1,416 €/m²
Expected rent401 € /mo

~18,500 € BELOW MARKET

good value

against the median for apartments in Divizionna Bolnica (19 properties)

Area
60 m²
Floor
4 / 7
Construction
Panel
Year
1980

Yield analysis

Fair investment rating

5.7% / yr
Monthly payment377 €20% down payment · 20 yrs · 3%
Expected rent401 €at market conditions for the neighbourhood

The rent covers 106% of the payment — the tenant pays off the loan over 20 years. From rent alone, with no loan, it pays for itself in 18 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Price history

1 change since listing▲ 13.1% · 9,841 €
  1. 75,159 €26 February 2026Initial price
  2. 85,000 €▲ 9,841 € (13.1%) 27 July 2026Price increasedCurrent

Property analysis

This apartment is priced about 18,500 € below the typical price (the median) for apartments in Divizionna Bolnica (19 properties) — 1,416 €/m² against 1,727 €/m².

Apartment with two rooms in the city of Shumen, in an area near the former military hospital.

The layout includes a shaped corridor with built-in wardrobe, kitchen with attached terrace, bedroom, and spacious living room with a wide terrace.

The building is prefab panel, built in 1980, renovated in 2021, equipped with elevator and access control. The apartment is partially renovated, with renewed PVC windows and major renovation of the living room.

The location offers convenient parking and well-maintained green areas around the building.

The property is suitable for family use, combining functional layout and amenities in an urban environment.

With 20% down over 20 years the monthly mortgage payment is about 377 €, against an expected local rent of 401 €. The rent covers the whole payment (106%).

The asking price has risen by 9,841 € (13.1%) since it was first listed.

Source: Market statistics for apartments in Divizionna Bolnica

Pros and cons

AI summary
Pros
  • functional layout
  • elevator
  • access control
  • renovated building
Cons

We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. What changed since the listing went up — a renovation, paperwork, something else?

    Because: The price is about 13% higher than when it was first advertised.

  2. Why is this priced below comparable properties? Is there anything that could affect the sale?

    Because: The price per m² is about 18% below the average for comparable properties.

  3. What feedback have previous viewers given?

    Because: We have been tracking this listing for about 358 days.

  4. Has the block been insulated under the renovation programme, and is there paperwork for it?

    Because: Prefabricated panel construction.

  5. Have the risers been replaced, and when was the roof last repaired?

    Because: The building dates from 1980 — about 46 years old.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • bedroom
  • living room
  • kitchen
  • bathroom

Amenities

  • Elevator
  • With Parking
  • Access Control
  • Renovated

Exposure

AI summary
EEast

Morning sun, cooler afternoons

WWest

Afternoon and evening sun

Details

Category
Residential
Rooms
2
Bathrooms
1

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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