Sale

Three-room apartment with terrace in Shumen, Divizionna bolnitsa area

ShumenDivizionna Bolnica
Published: 2 January 2026 Updated: 23 September 2026
Sale190,000 €1,727 €/m²
Expected rent400 € /mo

AT MARKET LEVEL

fairly priced

against the median for apartments in Divizionna Bolnica (19 properties)

Area
110 m²
Floor
4 / 5
Construction
Brick
Year
2010

Yield analysis

Low investment rating

2.5% / yr
Monthly payment843 €20% down payment · 20 yrs · 3%
Expected rent400 €at market conditions for the neighbourhood

The rent covers 47% of the payment — you top up about 443 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 40 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Price history

1 change since listing▼ 5% · 10,000 €
  1. 200,000 €9 February 2026Initial price
  2. 190,000 €▼ 10,000 € (5%) 8 May 2026Price reducedCurrent

Property analysis

This apartment is priced at the typical price (the median) for apartments in Divizionna Bolnica (19 properties) — 1,727 €/m² against 1,727 €/m².

Three-room apartment in the city of Shumen, near Shumen Hotel and Divizionna bolnitsa.

The layout includes a living area with kitchen, two bedrooms, corridor, storage room, bathroom and toilet, as well as a large glazed terrace.

The property was built in 2010 with brick construction, equipped with elevator and access control, has PVC windows and internal insulation.

The location is convenient with proximity to a school, kindergarten, shops and bus stops.

The property is suitable for family use with a functional layout and everyday conveniences.

With 20% down over 20 years the monthly mortgage payment is about 843 €, against an expected local rent of 400 €. The rent covers 47% of it.

The asking price has fallen by 10,000 € (5%) since it was first listed.

Source: Market statistics for apartments in Divizionna Bolnica

Pros and cons

AI summary
Pros
  • functional layout
  • elevator
  • access control
  • large terrace
Cons

We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. What feedback have previous viewers given?

    Because: We have been tracking this listing for about 274 days.

  2. Is there still room to negotiate?

    Because: The price has been cut once, by about 5%.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • corridor
  • living area with kitchen
  • bedroom
  • bedroom
  • terrace
  • storage room
  • bathroom
  • toilet

Amenities

  • Elevator
  • Access Control
  • Renovated

Details

Category
Residential
Rooms
3
Bathrooms
1
Furnishing
Yes

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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