Sale

Three-room apartment with two terraces in Shumen, Divizionna bolnitsa

ShumenDivizionna Bolnica
Published: 5 January 2026 Updated: 1 October 2026
Sale87,000 €1,087 €/m²
Expected rent400 € /mo

~51,000 € BELOW MARKET

good value

against the median for apartments in Divizionna Bolnica (19 properties)

Area
80 m²
Floor
3 / 3
Construction
Brick
Heating
Gas

Yield analysis

Fair investment rating

5.5% / yr
Monthly payment386 €20% down payment · 20 yrs · 3%
Expected rent400 €at market conditions for the neighbourhood

The rent covers 104% of the payment — the tenant pays off the loan over 20 years. From rent alone, with no loan, it pays for itself in 18 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 51,000 € below the typical price (the median) for apartments in Divizionna Bolnica (19 properties) — 1,087 €/m² against 1,727 €/m².

Three-room apartment in the city of Shumen, Divizionna bolnitsa district. The property is located on the third floor of three in a brick building.

The layout includes a living room with kitchen, two bedrooms, bathroom with toilet, and two terraces, providing good functionality and opportunities for natural light.

The building is brick, which implies better thermal and sound insulation, and the availability of parking is an additional convenience.

The location offers access to essential services and is close to a medical center, which is convenient for families and people needing quick access to healthcare facilities.

The property is suitable for family use, combining practical layout and amenities in an urban environment.

With 20% down over 20 years the monthly mortgage payment is about 386 €, against an expected local rent of 400 €. The rent covers the whole payment (104%).

Source: Market statistics for apartments in Divizionna Bolnica

Pros and cons

AI summary
Pros
  • functional layout
  • two terraces
  • brick construction
  • parking
Cons
  • top floor

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Why is this priced below comparable properties? Is there anything that could affect the sale?

    Because: The price per m² is about 37% below the average for comparable properties.

  2. What feedback have previous viewers given?

    Because: We have been tracking this listing for about 271 days.

  3. What condition is the roof in, and does it overheat in summer?

    Because: The property is on the top floor.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • living room with kitchen
  • bedroom
  • bedroom

Amenities

  • With Parking

Details

Category
Residential
Rooms
3
Bathrooms
1

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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