Sale

Four-room apartment in Shirok Tsentar, Ruse with terraces

RuseShirok Centyr
Published: 5 January 2026 Updated: 9 September 2026
Sale170,000 €1,307 €/m²
Expected rent417 € /mo

~18,000 € BELOW MARKET

good value

against the median for 4-room apartments in Shirok Centyr (21 properties)

Area
130 m²
Floor
4 / 6
Construction
Brick
Heating
Gas

Yield analysis

Low investment rating

2.9% / yr
Monthly payment754 €20% down payment · 20 yrs · 3%
Expected rent417 €at market conditions for the neighbourhood

The rent covers 55% of the payment — you top up about 337 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 34 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 18,000 € below the typical price (the median) for 4-room apartments in Shirok Centyr (21 properties) — 1,307 €/m² against 1,445 €/m².

The apartment is located in the city of Ruse, in the area of Shirok Tsentar. The property is part of a new-build monolithic concrete building.

The layout includes a spacious entrance hall, living room with open-plan kitchen opening onto a terrace, as well as three bedrooms, two of which have access to a second terrace. There are two bathrooms, which improves functionality for families.

The building is constructed to modern standards with a focus on energy efficiency and quality materials. The apartment will be finished to BDS standards, allowing for individual completion.

The location offers convenient access to schools, kindergartens, pharmacies, supermarkets and public transport, while the area is quiet and suitable for families.

The property is suitable for family use with a balance between convenience and functionality in an urban environment.

With 20% down over 20 years the monthly mortgage payment is about 754 €, against an expected local rent of 417 €. The rent covers 55% of it.

Source: Market statistics for 4-room apartments in Shirok Centyr

Pros and cons

AI summary
Pros
  • functional layout
  • two terraces
  • new-build
  • good location
Cons

We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. What feedback have previous viewers given?

    Because: We have been tracking this listing for about 270 days.

  2. Is there a lift in the building, and what condition is it in?

    Because: The property is on floor 4 and the listing does not mention a lift.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • entrance hall
  • living room
  • bedroom
  • bedroom
  • bedroom

Details

Category
Residential
Rooms
4
Bathrooms
2

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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