−28% below market
median 1,430 €/m² for comparable properties
93,000 € 1,033 €/m²
Rent covers ~ 127% of the payment
~ 523 €/mo rent · pays for itself in ~ 15 yrs
Sale123,600 €1,420 €/m²
Expected rent523 € /mo
AT MARKET LEVEL
fairly priced
against the median for 3-room apartments in Shirok Centyr (80 properties)
Area
87 m²
Floor
6 / 8
Construction
Brick
Year
1980
Yield analysis
Fair investment rating
Monthly payment548 €20% down payment · 20 yrs · 3%
Expected rent523 €at market conditions for the neighbourhood
The rent covers 95% of the payment — you top up about 25 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 20 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced at the typical price (the median) for 3-room apartments in Shirok Centyr (80 properties) — 1,420 €/m² against 1,430 €/m².
Three-room apartment with an area of 87 sq m, located in Shirok Tsentar, city of Ruse. The property is on the 6th floor out of 8 in a brick building from 1980 with an elevator.
The layout includes a spacious living room with access to a large terrace, separate kitchenette, two bedrooms, bathroom and separate toilet, as well as a storage/laundry room.
The apartment is partially renovated, with replaced window frames in all rooms except the terraces, and an air conditioner for additional comfort.
The location is in a preferred district with convenient access to city infrastructure and parking spaces around the building.
The property is suitable for family use with the possibility of customization according to the needs of future owners.
With 20% down over 20 years the monthly mortgage payment is about 548 €, against an expected local rent of 523 €. The rent covers 95% of it.
Source: Market statistics for 3-room apartments in Shirok Centyr
Pros and cons
AI summaryPros
- functional layout
- large terrace
- elevator
- parking space
Cons
- partial renovation
- window frames replaced not everywhere
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
Have the risers been replaced, and when was the roof last repaired?
Because: The building dates from 1980 — about 46 years old.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Layout
- living room
- kitchenette
- bedroom
- bedroom
- bathroom
- toilet
Amenities
- Elevator
- With Parking
- Renovated
Details
- Category
- Residential
- Rooms
- 3
- Bathrooms
- 2
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
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