At market level
median 1,623 €/m² for comparable properties
160,000 € 1,523 €/m²
Rent covers ~ 66% of the payment
~ 469 €/mo rent · you top up ~ 241 €/mo
Sale206,000 €2,168 €/m²
Expected rent547 € /mo
~36,000 € ABOVE MARKET
overpriced
against the median for 3-room apartments in Centyr (238 properties)
Area
95 m²
Floor
2 / 4
Construction
Brick
Year
1970
Yield analysis
Low investment rating
Monthly payment914 €20% down payment · 20 yrs · 3%
Expected rent547 €at market conditions for the neighbourhood
The rent covers 60% of the payment — you top up about 367 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 31 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced about 36,000 € above the typical price (the median) for 3-room apartments in Centyr (238 properties) — 2,168 €/m² against 1,792 €/m².
Apartment with three rooms, located in the centre of Ruse, behind the municipality building.
The layout includes two bedrooms, a living room, dining room, kitchen, corridor with a large built-in wardrobe, bathroom and toilet, providing functional use of the space.
The flooring is ceramic tiles and laminated parquet, and heating is provided by energy-saving air conditioners. The property is furnished with necessary furniture and appliances.
It is situated on the second floor of a four-storey building in the central part of the city, facilitating access to administrative and public services.
Suitable for people seeking convenience and practicality in an urban environment.
With 20% down over 20 years the monthly mortgage payment is about 914 €, against an expected local rent of 547 €. The rent covers 60% of it.
Pros and cons
AI summaryPros
- functional layout
- furnished
- central location
Cons
We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
What feedback have previous viewers given?
Because: We have been tracking this listing for about 270 days.
Is there a tenant at the moment, and when does the lease end?
Because: The property is advertised for sale and for rent at the same time.
Have the risers been replaced, and when was the roof last repaired?
Because: The building dates from 1970 — about 56 years old.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Layout
- bedroom
- bedroom
- living room
- dining room
- kitchen
- corridor
Details
- Category
- Residential
- Rooms
- 3
- Bathrooms
- 1
- Furnishing
- Yes
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
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