Sale

Three-room apartment in the centre of Ruse with terrace

RuseCentyr
Published: 30 September 2026 Updated: 30 September 2026
Sale195,000 €2,294 €/m²
Expected rent543 € /mo

~44,500 € ABOVE MARKET

overpriced

against the median for 3-room apartments in Centyr (236 properties)

Area
85 m²
Floor
2 / 4
Construction
Brick
Year
1960

Yield analysis

Low investment rating

3.3% / yr
Monthly payment865 €20% down payment · 20 yrs · 3%
Expected rent543 €at market conditions for the neighbourhood

The rent covers 63% of the payment — you top up about 322 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 30 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 44,500 € above the typical price (the median) for 3-room apartments in Centyr (236 properties) — 2,294 €/m² against 1,773 €/m².

Three-room apartment in the city of Ruse, located in the top centre, close to Dunav Hotel and Svoboda Square.

The layout includes an open-plan living area with living room and kitchen, two large bedrooms, one of which has a terrace and a walk-in closet, as well as two bathrooms. All rooms are independent and without walk-throughs.

The building is brick from 1960, the apartment is fully renovated with quality materials, including 5-chamber PVC windows and luxury interior doors. The installations have been updated with LED lighting and outlets for air conditioners and internet.

The location is central, with convenient access to the pedestrian zone and city amenities, while also providing tranquility. The property includes a basement and an attic room as additional spaces.

It is suitable both for living and for investment due to the functional layout and quality execution.

With 20% down over 20 years the monthly mortgage payment is about 865 €, against an expected local rent of 543 €. The rent covers 63% of it.

Source: Market statistics for 3-room apartments in Centyr

Pros and cons

AI summary
Pros
  • functional layout
  • south / north aspect
  • quality materials
  • additional rooms
Cons

We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Have the risers been replaced, and when was the roof last repaired?

    Because: The building dates from 1960 — about 66 years old.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • living room
  • kitchen
  • bedroom
  • bedroom

Exposure

AI summary
SSouth

Maximum sunlight throughout the day

NNorth

Even light, cooler during summer

Details

Category
Residential
Rooms
3
Bathrooms
2

Location

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