Sale−24% below market

3-bedroom apartment in Ruse, Centyr

RuseCentyr
Published: 7 January 2026 Updated: 4 September 2026
Sale123,500 €1,122 €/m²
Expected rent547 € /mo
Area
110 m²
Floor
5 / 6
Construction
Brick
Year
1970
Heating
Gas

Yield analysis

Fair investment rating

5.3% / yr
Monthly payment548 €20% down payment · 20 yrs · 3%
Expected rent547 €at market conditions for the neighbourhood

The rent covers 100% of the payment — the tenant pays off the loan over 20 years. From rent alone, with no loan, it pays for itself in 19 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Price history

2 changes since listing▼ 14.2% · 20,500 €
  1. 144,000 €2 May 2026Initial price
  2. 129,999 €▼ 14,001 € (9.7%) 2 June 2026Price reduced
  3. 123,500 €▼ 6,499 € (5%) 6 August 2026Price reducedCurrent

Property analysis

This apartment is priced 24% below the typical price (the median) for comparable properties — 1,372 €/m² against 1,792 €/m².

With 20% down over 20 years the monthly mortgage payment is about 548 €, against an expected local rent of 547 €. The rent covers the whole payment (100%).

The asking price has fallen by 20,500 € (14.2%) since it was first listed.

Source: Market statistics for 3-room apartments in Centyr

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Why is this priced below comparable properties? Is there anything that could affect the sale?

    Because: The price per m² is about 24% below the average for comparable properties.

  2. Is there still room to negotiate, and why has it not sold yet?

    Because: The price has been cut 2 times — about 14% below the original asking price.

  3. What feedback have previous viewers given?

    Because: We have been tracking this listing for about 268 days.

  4. Have the risers been replaced, and when was the roof last repaired?

    Because: The building dates from 1970 — about 56 years old.

  5. Is there a lift in the building, and what condition is it in?

    Because: The property is on floor 5 and the listing does not mention a lift.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Amenities

  • With Parking
  • Access Control

Exposure

AI summary
EEast

Morning sun, cooler afternoons

Details

Category
Residential
Rooms
3
Bathrooms
2

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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