−10% below market
median 1,544 €/m² for comparable properties
290,000 € 1,394 €/m²
Rent covers ~ 54% of the payment
~ 692 €/mo rent · you top up ~ 595 €/mo
Sale148,000 €1,720 €/m²
Expected rent786 € /mo
~15,000 € ABOVE MARKET
above market
against the median for 3-room apartments in Hristo Smirnenski (828 properties)
Area
86 m²
Floor
5 / 5
Construction
Panel
Year
1980
Yield analysis
Good investment rating
Monthly payment657 €20% down payment · 20 yrs · 3%
Expected rent786 €at market conditions for the neighbourhood
The rent covers 120% of the payment — the tenant pays off the loan over 20 years. From rent alone, with no loan, it pays for itself in 16 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Price history
1 change since listing▼ 4.5% · 7,000 €
- 155,000 €
- 148,000 €▼ 7,000 € (4.5%)
Property analysis
This apartment is priced about 15,000 € above the typical price (the median) for 3-room apartments in Hristo Smirnenski (828 properties) — 1,720 €/m² against 1,546 €/m².
Three-room apartment in the Hristo Smirnenski district, city of Plovdiv, located on the top floor of a five-storey prefab panel building.
The layout includes an entrance hall, children's room, living room with walk-through bedroom, separate kitchen, bathroom, toilet and two terraces, one of which is enclosed and the other glazed with PVC frames.
The building is prefab panel from 1980, with external and internal thermal insulation, including on the ceiling, which improves energy efficiency. There is a new solar water heater on the roof from 2025.
The area has good infrastructure, close to schools, kindergartens, shops and transport connections, with available parking spaces and green areas.
The property is suitable for family living but requires refreshing and replacement of interior doors; the lack of an elevator may be inconvenient for some users.
With 20% down over 20 years the monthly mortgage payment is about 657 €, against an expected local rent of 786 €. The rent covers the whole payment (120%).
This property is advertised in 2 offers from 2 different sellers. The gap between the cheapest and the dearest is 7,000 €. It has been listed for 118 days. The asking price has fallen by 7,000 € (4.5%) since it was first listed.
Source: Market statistics for 3-room apartments in Hristo Smirnenski
Pros and cons
AI summaryPros
- two terraces
- internal and external insulation
- solar water heater
- good infrastructure
Cons
- top floor
- no elevator
- needs refreshing
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
Which price is the real one, and who am I negotiating with?
Because: The property appears in 2 listings, and the prices differ by about 5%.
Is there still room to negotiate?
Because: The price has been cut once, by about 5%.
Has the block been insulated under the renovation programme, and is there paperwork for it?
Because: Prefabricated panel construction.
Have the risers been replaced, and when was the roof last repaired?
Because: The building dates from 1980 — about 46 years old.
What condition is the roof in, and does it overheat in summer?
Because: The property is on the top floor.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Layout
- entrance hall
- children's room
- living room
- bedroom
- kitchen
- bathroom
- toilet
Exposure
AI summarySSouth
Maximum sunlight throughout the day
NNorth
Even light, cooler during summer
EEast
Morning sun, cooler afternoons
Details
- Category
- Residential
- Rooms
- 3
- Bathrooms
- 2
- Furnishing
- Yes
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
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