+38% above market
median 1,500 €/m² for comparable properties
93,000 € 2,066 €/m²
Rent covers ~ 79% of the payment
~ 325 €/mo rent · you top up ~ 88 €/mo
Sale125,000 €1,420 €/m²
Expected rent325 € /mo
AT MARKET LEVEL
fairly priced
against the median for 3-room apartments in Moshino (14 properties)
Area
88 m²
Floor
1 / 9
Construction
Panel
Year
1960
Heating
District Heating
Yield analysis
Low investment rating
Monthly payment555 €20% down payment · 20 yrs · 3%
Expected rent325 €at market conditions for the neighbourhood
The rent covers 59% of the payment — you top up about 230 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 32 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Price history
2 changes since listing▼ 10.7% · 15,000 €
- 140,000 €
- 130,000 €▼ 10,000 € (7.1%)
- 125,000 €▼ 5,000 € (3.8%)
Property analysis
This apartment is priced at the typical price (the median) for 3-room apartments in Moshino (14 properties) — 1,420 €/m² against 1,319 €/m².
Three-room apartment in the town of Pernik, Moshino district, located on the first floor of a nine-storey prefab panel building.
Layout: spacious living room, separate kitchen, two bedrooms, bathroom with toilet, separate toilet, storage room and terrace. Possibility to convert the kitchen into a third bedroom and add a kitchenette to the living room.
The building is prefab panel from 1960, with an elevator and district heating (TETS). The apartment is renovated and furnished, ready to move in.
The location offers amenities such as free parking in front of the building, proximity to a school, shops and stops, as well as a playground and dog park right next to the entrance.
The property is suitable for family use or investment considering the functional layout and local amenities.
With 20% down over 20 years the monthly mortgage payment is about 555 €, against an expected local rent of 325 €. The rent covers 59% of it.
The asking price has fallen by 15,000 € (10.7%) since it was first listed.
Pros and cons
AI summaryPros
- functional layout
- terrace
- elevator
- free parking
Cons
- prefab panel construction
- ground floor
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
Is there still room to negotiate, and why has it not sold yet?
Because: The price has been cut 2 times — about 11% below the original asking price.
Has the block been insulated under the renovation programme, and is there paperwork for it?
Because: Prefabricated panel construction.
Have the risers been replaced, and when was the roof last repaired?
Because: The building dates from 1960 — about 66 years old.
Is there damp, is there enough daylight, and what is the noise like?
Because: The property is on the first floor.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Layout
- living room
- kitchen
- bedroom
- bedroom
- bathroom
- toilet
Amenities
- Elevator
- With Parking
- Renovated
Details
- Category
- Residential
- Rooms
- 3
- Bathrooms
- 2
- Furnishing
- Yes
Location
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