Sale

Two-room apartment in Moshino, Pernik with enclosed terraces

PernikMoshino
Published: 9 January 2026 Updated: 11 September 2026
Sale70,000 €958 €/m²
Expected rent325 € /mo

~37,000 € BELOW MARKET

good value

against the median for 2-room apartments in Moshino (13 properties)

Area
73 m²
Floor
13 / 15
Construction
Panel
Heating
District Heating

Yield analysis

Fair investment rating

5.6% / yr
Monthly payment311 €20% down payment · 20 yrs · 3%
Expected rent325 €at market conditions for the neighbourhood

The rent covers 105% of the payment — the tenant pays off the loan over 20 years. From rent alone, with no loan, it pays for itself in 18 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 37,000 € below the typical price (the median) for 2-room apartments in Moshino (13 properties) — 958 €/m² against 1,466 €/m².

2-room apartment in Pernik, Moshino district. It is located on the 13th floor of a prefab panel block with a total of 15 floors.

The layout includes a kitchen, large living room, and bedroom, with both rooms having enclosed terraces. The apartment has two bathrooms – a toilet with bath and a separate bathroom.

The building is prefab panel construction with an available elevator and parking spaces nearby. The apartment is renovated and offered furnished, requiring no additional improvements.

The location is quiet and well-connected, close to schools, kindergartens, shops, and public transport stops.

The property is suitable for family living, providing convenience and functional layout in a well-maintained environment.

With 20% down over 20 years the monthly mortgage payment is about 311 €, against an expected local rent of 325 €. The rent covers the whole payment (105%).

Source: Market statistics for 2-room apartments in Moshino

Pros and cons

AI summary
Pros
  • functional layout
  • enclosed terraces
  • elevator
  • parking space
Cons

We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Why is this priced below comparable properties? Is there anything that could affect the sale?

    Because: The price per m² is about 35% below the average for comparable properties.

  2. What feedback have previous viewers given?

    Because: We have been tracking this listing for about 266 days.

  3. Has the block been insulated under the renovation programme, and is there paperwork for it?

    Because: Prefabricated panel construction.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • kitchen
  • living room
  • bedroom

Amenities

  • Elevator
  • With Parking

Details

Category
Residential
Rooms
2
Bathrooms
2
Furnishing
Yes

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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